Compare Bank & Credit Union Rates
Best savings rates in District of Columbia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in District of Columbia
- 0.75%APY$75 a year on $10,000
Requirements
Product: Membership eligibility required. Dividends are compounded daily and credited monthly. Fees may reduce earnings. Rates are variable and subject to change.
Offer: Applies to balances under $2,500. Minimum balance to earn stated dividends is $2,500. Dividends are compounded daily and credited monthly.
0.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.00% $2,500 – $50,000Your amount 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 and up 1.40% Rate checked
More details - Labor Credit UnionMoney MarketMoney Market · $500 min · 0.60%–1.10% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Up to three $250 minimum withdrawals a month. Free Checks. Limited transaction account; exceeding transaction limits may result in a fee. Average Daily Balance method, compounded monthly. Dividends paid on the last day of the month.
Offer: $500 minimum balance required to earn dividends.
0.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $10,000 0.60% $10,000 – $20,000Your amount 0.65% $20,000 – $75,000 0.75% $75,000 – $100,000 0.90% $100,000 and up 1.10% Rate checked
More details - Interior FederalMoney Market AccountMoney Market Account · $1,000 min · 0.51%–0.85% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Competitive dividends on average daily balance of $1,000 or more. Fees may reduce earnings.
0.50% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $5,000 0.51% $5,000 – $10,000 0.60% $10,000 – $25,000Your amount 0.65% $25,000 – $50,000 0.70% $50,000 – $75,000 0.75% $75,000 – $100,000 0.80% $100,000 and up 0.85% Rate checked
More details - IDB Global Federal Credit UnionHigh-Yield Share Savings AccountSavings · $0 min · 0.05%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Membership eligibility applies: employees, consultants, interns, retirees, Executive/Alternate Directors of IDB, IDB Invest, or IDB Lab; contractors in IDB HQ Building in Washington, DC; or immediate family members. Minimum opening balance is $10,000 according to product key benefits, while disclosure notes no minimum balance required to open.
Offer: If the daily balance is less than $10,000.00, dividend rate paid on the entire balance is 0.05%. Minimum daily balance of $0.01 required to obtain the disclosed APY. Dividends compounded and credited monthly. Daily balance method.
0.05% interest rate · Effective May 26, 2023
Rate by balance
Rate by balance for High-Yield Share Savings Account Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 0.50% $100,000 – $250,000 0.75% $250,000 – $500,000 1.00% $500,000 and up 1.26% Rate checked
More details - Treasury Department FCUMoney Market AccountMoney Market Account · $1,500 min · 0.50%–0.80% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: To open a Money Market account, there is a $1,500 minimum balance requirement. Compounded monthly and credited monthly.
Offer: Compounded monthly and credited monthly.
0.50% interest rate · Compounded monthly · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $15,000Your amount 0.50% $15,000 – $35,000 0.60% $35,000 – $50,000 0.65% Over $50,000 0.80% Rate checked
More details - American Broadcast Employees FCUMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.50%–1.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Minimum balance to earn dividends is $2,500. Subsequent deposits of $200 or more. Draft access allows withdrawals via special drafts of $500 or more. Free supply of draft checks. Dividends are compounded and credited weekly. No overdraft protection is available.
Offer: Rates may change after account opening.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.05% $250,000 and up 1.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly maintenance fee or minimum balance requirement. Cannot have a direct Visa debit card issued directly with the account, but can link as a secondary account for cash ATM withdrawals if paired with a checking account.
0.50% interest rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - United States Senate Federal Credit UnionSenate Money Market ShareSenate Money Market Share · $2,000 min · 0.40%–0.80% by balance
Credit union · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,000.00 to earn dividends and obtain the disclosed annual percentage yield. Account has no service or set-up fees. Free online, mobile, telephone banking, and eNotices. Insured by NCUA up to at least $250,000. Not limited to a maximum number of monthly transactions.
Offer: Must maintain a minimum daily balance of $2,000.00 to obtain disclosed APY.
0.40% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Senate Money Market Share Balance APY $2,000 – $9,999 0.40% $10,000 – $19,999Your amount 0.45% $20,000 – $39,999 0.50% $40,000 – $74,999 0.55% $75,000 – $99,999 0.60% $100,000 – $149,999 0.65% $150,000 – $249,999 0.70% $250,000 – $499,999 0.75% $500,000 and up 0.80% Rate checked
More details - City National BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.35%–3.82% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
Offer: $20 monthly fee waived with a $2,500 minimum daily balance.
0.35% interest rate · $20 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. 3.82% $5,000,000 – $10,000,000 0.80% $10,000,000 and up 0.80% Rate checked
More details - FRB Federal Credit UnionSpecial Share SavingsSavings · $25 min · 0.30%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable-rate account. Free with maintenance of $25 in share savings account. No debit card access and cannot be used for automatic overdraft protection. Transfer limitations apply. Minimum balance of $25 required to obtain the advertised APY.
Offer: Tier 1 rate for balances up to $49,999.99. Minimum balance of $25 required to obtain the advertised APY. No monthly fee.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Special Share Savings Balance APY Up to $50,000Your amount 0.30% $50,000 and upMinimum opening deposit $50,000 & over. 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership requires a $25.00 deposit into a Share Savings Account which remains on hold for the lifetime of membership. Average daily balance method used to calculate dividends; compounded and credited monthly.
Offer: Minimum balance to earn dividends is $25.00.
0.30% interest rate · Effective Jun 2, 2026
Rate checked
More details - Presidential BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.15%–0.30% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Personal accounts only. Interest rate of the applicable tier applies to the entire daily balance in the account. Monthly service charge assessed if daily balance falls below $500.00 on any day during the statement cycle.
Offer: Base rate on balances under $1,000.00.
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,000 0.15% $1,000 – $10,000 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - AFL-CIO Employees Federal Credit UnionMoney Market AccountsSavings · $100 min · 0.05%–0.90% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Write yourself a check or transfer funds when needed. Dividends are compounded and credited quarterly. Rate is subject to change without advance notice.
Offer: Minimum to earn APY on Savings is $100.01. Annual Balance Range: $100.01 - $9,999. Dividends are compounded and credited quarterly.
Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $100 – $9,999 0.05% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.45% $50,000 – $99,999 0.75% $100,000 and up 0.90% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in District of Columbia
178 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.11%
- Top 10% from
- 2.05%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.15%
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District of Columbia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EagleBankBank · 3 branches
- PenFed Credit UnionCredit union · 3 branches
- American Airlines Federal Credit UnionCredit union · 1 branch