Compare Bank & Credit Union Rates
Best savings rates in Colorado
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Colorado
- Red Rocks Credit UnionLong-Term SavingsSavings · $250 min · 0.05%–1.25% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Rates are subject to change. Membership required.
Offer: Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required.
0.05% interest rate · Effective Jan 21, 2026
Rate by balance
Rate by balance for Long-Term Savings Balance APY $250 – $9,999 0.05% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.80% $50,000 – $99,999 0.90% $100,000 – $249,999 1.00% $250,000 and up 1.25% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Avoid $5 monthly service fee by maintaining a $1,000 average monthly balance. Up to 6 pre-authorized debits each month; excess transactions may be subject to a fee.
Offer: Minimum balance to receive quoted APY is $1,000. Avoid $5 monthly service fee by maintaining a $1,000 average monthly balance (minimum balance to avoid service charge is $1,000). Interest is calculated using the average daily balance method.
0.50% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.85% $50,000 – $99,999 1.10% $100,000 – $249,999 1.35% $250,000 – $499,999 1.50% $500,000 – $999,999 1.70% $1,000,000 and up 2.25% Rate checked
More details - Westerra Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.60%–1.00% by balance
Credit union · 9 branches
0.70%APY$70 a year on $10,0000.60% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.60% $1,000 – $10,000 0.60% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.00% $250,000 and up 1.00% Rate checked
More details - Pikes Peak Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–1.00% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Up to six electronic withdrawals/month. Low $2,500 minimum opening deposit. No monthly fee.
0.10% interest rate · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $100 – $2,500 0.10% $2,500 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 and up 1.00% Rate checked
More details - Armed Forces BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.65%–1.75% by balance
Bank · 2 branches
0.70%APY$70 a year on $10,000intro rateRequirements
Product: A monthly service charge of $10 applies if balance falls below $1,000 on any day of the statement period. Closing account within 90 days of opening incurs a $25 fee.
Offer: Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - Fidelis Catholic Credit UnionYield Plus (Money Market Checking)Yield Plus (Money Market Checking) · $0 min · 0.60%–1.82% by balance
Credit union · 4 branches
0.70%APY$70 a year on $10,000Requirements
Product: Membership eligibility applies. Rates and APY may change after account opening.
Offer: Compounded monthly.
0.60% interest rate · Compounded monthly
Rate by balance
Rate by balance for Yield Plus (Money Market Checking) Balance APY Up to $4,999 0.60% $5,000 – $19,999Your amount 0.70% $20,000 – $49,999 1.06% $50,000 – $99,999 1.31% $100,000 – $149,999 1.56% $150,000 and up 1.82% Rate checked
More details - Adams Bank & TrustStandard Savings AccountSavings · $0 min · 0.10%–0.65% by balance
Bank · 10 branches
0.65%APY$65 a year on $10,000Requirements
Product: Rates current as of 10/01/2026 9:15 AM (mst)
0.10% interest rate
Rate by balance
Rate by balance for Standard Savings Account Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.65% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Balances below $100 do not earn interest/dividends. Limited to 6 withdrawals per month. No monthly or annual service fees.
Offer: Minimum balance to earn dividends is $100; balances below $100 will not earn interest. No monthly or annual service fees. Up to 6 withdrawals per month.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Adams Bank & TrustConsumer Money Market SavingsConsumer Money Market Savings · $100 min · 0.10%–1.50% by balance
Bank · 10 branches
0.65%APY$65 a year on $10,000Requirements
Product: $2 monthly service fee is waived with a $100 minimum balance, or for account holders under 18 and college students under 24 with a valid student ID. The interest rate and annual percentage yield may change after account opening. First 3 monthly withdrawals are free, then $1 per withdrawal, up to a maximum of 6 withdrawals per month.
Offer: Rate applies to balances from $0 to $1,499.99. Rate may change after account opening. $2 monthly service fee waived with $100 minimum balance, or for account holders under 18 and college students under 24 with valid student ID. First 3 monthly withdrawals are free, then $1 per withdrawal, up to 6 withdrawals per month.
0.10% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Consumer Money Market Savings Balance APY Up to $1,500 0.10% $1,500 – $5,000 0.20% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.65% $25,000 – $50,000 1.10% $50,000 and up 1.50% Rate checked
More details - The District Credit UnionMoney Market SharesMoney Market Shares · $1,000 min · 0.60%–0.85% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Balance must be kept above $1,000.00 to maintain current money market rate. If the Money Market balance falls below $1,000.00, the rate will revert to the Regular Share interest rate. Maximum withdrawal limit is three per month without a service charge; a $10.00 fee will be incurred for any withdrawal over three.
0.60% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $1,000 – $10,000 0.60% $10,000 – $25,000Your amount 0.60% $25,000 – $41,000 0.70% $50,000 and up 0.85% Rate checked
More details - Wings Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–1.60% by balance
Credit union · 57 branches
0.60%APY$60 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. Minimum actual balance required to open is $2,500. Pay no monthly fees or minimum balance fee.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.30% $250,000 and up 1.60% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Keep an average daily balance of $500 or $200 minimum balance to waive the $4.00 monthly maintenance fee.
Offer: Fee waived if an average daily balance of $500 or $200 minimum balance is maintained.
$4 monthly fee
Rate by balance
Rate by balance for Savings Accounts Balance APY Up to $100,000Your amount 0.55% $100,000 – $250,000 0.85% $250,000 and up 1.45% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: With a $100 minimum daily balance, the $3 monthly service charge is waived.
Offer: No minimum daily balance to earn stated APY. Minimum deposit to open is $100. $3 monthly service charge waived with $100 minimum daily balance.
$3 monthly fee · Effective Sep 1, 2026
Rate checked
More details - Credit Union of DenverHigh Yield Money Market AccountHigh Yield Money Market Account · $0 min · 0.00%–1.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Compounds monthly. A fee will be assessed each month the balance is below the minimum $10,000. A fee will be imposed for more than three withdrawals or transfers per month. Membership eligibility is required.
Offer: First Tier. Minimum amount to open $0.
Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amountSecond Tier. 0.50% $25,000 – $45,000Third Tier. 0.60% $45,000 – $100,000Fourth Tier. 0.75% $100,000 and upFifth Tier. 1.00% Rate checked
More details - Eastern Colorado BankMoney Market Deposit AccountMoney Market Deposit Account · $2,500 min
Bank · 7 branches
0.50%APY$50 a year on $10,000Requirements
Product: Intended for personal or commercial use. Variable APY eligible to change on the 1st business day of each month. Interest is compounded monthly and credited to the account. Daily balances at or above $2,500.00 earn interest and are exempt from the $10.00 monthly service charge. Daily balances of $0.00-$2,499.99 do not earn interest and are subject to the $10.00 monthly service charge. Includes limited check writing privileges.
Offer: Requires a minimum daily balance of $2,500.00 to obtain APY and waive the $10.00 monthly service charge. Daily balances of $0.00-$2,499.99 do not earn interest.
0.50% interest rate · Compounded monthly · $10 monthly fee · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Colorado
320 accounts at 117 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches