Compare Bank & Credit Union Rates
Best savings rates in Longmont, CO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Longmont, CO
- Meritrust Credit Union – ColoradoPremium High Yield Savings AccountSavings · $5,000 min
Credit union · 2 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Exclusive to members with Premium Perks Checking accounts. The Premium High Yield Savings Account must be titled under the same tax reported owner as the Premium Perks Checking Account. If you close your Premium Perks Checking Account or change to a different checking account type, the savings account will be closed.
Offer: $5,000.00 minimum balance to open and to earn the advertised APY. Requires open Premium Perks Checking Account.
Qualified rate · 3.45% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - Bellco Credit UnionMember Money Market AccountMember Money Market Account · $1,000 min · 0.00%–2.70% by balance
Credit union · 1 branch
2.70%APY$270 a year on $10,000Requirements
Product: Requires $1,000 minimum opening/account balance. A $10 fee applies if daily balance drops below minimum balance requirement. Membership eligibility required.
Offer: Balances below $1,000 do not earn interest. Daily balance below $1,000 incurs a $10 fee.
0.00% interest rate · $10 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Member Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $10,000 2.35% $10,000 – $25,000Your amount 2.70% $25,000 and up 2.70% Rate checked
More details - Bellco Credit UnionPremier Money Market AccountPremier Money Market Account · $10,000 min · 0.00%–3.25% by balance
Credit union · 1 branch
2.70%APY$270 a year on $10,000Requirements
Product: Requires $10,000 minimum deposit to open. A low balance fee of $10 is assessed if the daily balance drops below $10,000. Interest compounded daily and paid monthly. Membership eligibility required.
Offer: Balances below $10,000 do not earn interest. Daily balance below $10,000 incurs a $10 fee.
0.00% interest rate · Compounded daily · $10 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 2.70% $50,000 and up 3.25% Rate checked
More details - High Country BankSpecial Premier Money MarketSpecial Premier Money Market · $100 min · 0.10%–2.53% by balance
Bank · 1 branch
2.53%APY$253 a year on $10,000Requirements
Product: Special Premier Money Market applies to new money and/or matured High Country Bank CDs.
Offer: $10.00 fee per statement cycle if balance falls below $100.00. Applies to new money and/or matured High Country Bank CDs.
0.10% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Special Premier Money Market Balance APY $100 – $5,000 0.10% $5,000 – $10,000Rate is based on current Fed Funds rate minus 3.00%. 1.01% $10,000 and upYour amountRate is based on current Fed Funds rate minus 1.50%. 2.53% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Elevations Credit UnionFlex Tier Money MarketFlex Tier Money Market · $0 min · 0.10%–3.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility and one-time $5 membership fee required at account opening. No monthly maintenance fees. If minimum balance falls below required amount, account does not earn interest. Check writing capabilities available. Automatic movement of funds into next interest rate tier. Debit cards are not issued for money market accounts.
0.10% interest rate · No monthly fee · Effective Feb 1, 2026
Rate by balance
Rate by balance for Flex Tier Money Market Balance APY Up to $2,000 0.10% $2,000 – $10,000 0.25% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 2.00% $50,000 – $75,000 2.00% $75,000 – $100,000 2.00% $100,000 – $200,000 2.00% $200,000 and up 3.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 2 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Rates current as of 10/01/2026 9:15 AM (mst)
0.10% interest rate
Rate by balance
Rate by balance for Standard Savings Account Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.65% Rate checked
More details - Adams Bank & TrustConsumer Money Market SavingsConsumer Money Market Savings · $100 min · 0.10%–1.50% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: $2 monthly service fee is waived with a $100 minimum balance, or for account holders under 18 and college students under 24 with a valid student ID. The interest rate and annual percentage yield may change after account opening. First 3 monthly withdrawals are free, then $1 per withdrawal, up to a maximum of 6 withdrawals per month.
Offer: Rate applies to balances from $0 to $1,499.99. Rate may change after account opening. $2 monthly service fee waived with $100 minimum balance, or for account holders under 18 and college students under 24 with valid student ID. First 3 monthly withdrawals are free, then $1 per withdrawal, up to 6 withdrawals per month.
0.10% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Consumer Money Market Savings Balance APY Up to $1,500 0.10% $1,500 – $5,000 0.20% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.65% $25,000 – $50,000 1.10% $50,000 and up 1.50% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Available online or at local branches. Interest calculated daily. Up to 9 withdrawals per quarter free, $1.25 for each additional debit. $9.00 quarterly service fee waived with a minimum balance of $200.
Offer: Rates listed are available for accounts opened online only and may differ for accounts opened at a local branch. Rates are effective as of today's date and are subject to change. $9.00 service charge per statement quarter if balance falls below $200.
Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Longmont, CO
51 accounts at 18 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 2.00%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.55%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bellco Credit UnionCredit union · 1 branch
- UMB BankBank · 1 branch