Credit union · NCUA insured
Red Rocks Credit Union Savings Rates
Red Rocks Credit Union’s best savings rate is 0.70% APY on $10,000, with its Long-Term Savings. Rates checked October 22, 2026.
How Red Rocks Credit Union’s savings rates compare
Compared with banks and credit unions near Denver, CO, where Red Rocks Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Red Rocks Credit Union
0.70%APY
- Requires
- None
- Earns on $10,000 a year
- $70
Long-Term Savings
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Earns on $10,000 a year
- $434
Red Rocks Credit Union savings score
89
Savings score
Higher than 86% of U.S. banks and credit unions
- $1,000 balance$1,0005.75%
- $10,000 balance$10,0001.83%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.83%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Red Rocks Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Reverse Tier Savings
1.82%APY on $10,000
Membership eligibility required (live or work in Colorado). Limit of one Reverse Tier Savings Account per member / SSN. No minimum to open and no minimum balance required. No service fees. Interest is paid at tier rates on the balances within each tier. Total interest paid is the sum of interest earned from each balance in each tier. APY paid is a blended APY of applicable tiers.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,000 | 5.60% |
| $2,001 – $5,000 | 1.74% |
| $5,001 – $10,000 | 0.30% |
| $10,001 – $50,000 | 0.25% |
| $50,001 and up | 0.10% |
On $10,000 the tiers blend to about 1.82% APY, earning $182 a year.
Sources (3)
All captured Oct 22, 2026
Long-Term Savings
0.70%APY
Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Rates are subject to change. Membership required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 – $9,999Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. | 0.05% | — | Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. |
| $10,000 – $24,999Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. | 0.70% | $70 | Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. |
| $25,000 – $49,999Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. | 0.80% | — | Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. |
| $50,000 – $99,999Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. | 0.90% | — | Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. |
| $100,000 – $249,999Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. | 1.00% | — | Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. |
| $250,000 and upTiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. | 1.25% | — | Tiered variable rate account. A fee of $5 per withdrawal will apply for 4 or more withdrawals per month. Membership required. |
Sources (1)
- redrocks.org/rates · captured Oct 22, 2026
Additional Savings
0.05%APY
Membership required (live or work in Colorado). No monthly service fee. Earn interest on a minimum balance of $250+.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upSubject to maintenance and/or activity fees. Fees could reduce earnings. Rates are variable and subject to change without notice. Membership required.$250 and up | 0.05% | $5 | Subject to maintenance and/or activity fees. Fees could reduce earnings. Rates are variable and subject to change without notice. Membership required. |
Sources (3)
All captured Oct 22, 2026
Emergency Savings
0.05%APY
Membership required (live or work in Colorado). Required for membership. No monthly service fee. No minimum to open. Earn interest on a minimum balance of $250+.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upSubject to maintenance and/or activity fees. Fees could reduce earnings. Rates are variable and subject to change without notice. Membership required.$250 and up | 0.05% | $5 | Subject to maintenance and/or activity fees. Fees could reduce earnings. Rates are variable and subject to change without notice. Membership required. |
Who can join Red Rocks Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Colorado.
Membership information collected October 4, 2026.