Credit union · NCUA insured
Polam Federal Credit Union Savings Rates
Polam Federal Credit Union’s best savings rate is 0.65% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Polam Federal Credit Union’s savings rates compare
Compared with banks and credit unions near San Francisco, CA, where Polam Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Polam Federal Credit Union
0.65%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $65
Regular Savings
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Polam Federal Credit Union savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.65%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Polam Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.65%APY
Balances below $100 do not earn interest/dividends. Limited to 6 withdrawals per month. No monthly or annual service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100; balances below $100 will not earn interest. No monthly or annual service fees. Up to 6 withdrawals per month.$100 and up | 0.65% | $65 | Minimum balance to earn dividends is $100; balances below $100 will not earn interest. No monthly or annual service fees. Up to 6 withdrawals per month. |
Who can join Polam Federal Credit Union
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