Credit Union of Denver High-Yield Savings & Money Market Rates

How Credit Union of Denver’s savings rates compare

Compared with banks and credit unions near Denver, CO, where Credit Union of Denver has the most branches. $10,000, best rate first.

This credit union’s best
Credit Union of Denver
0.50%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$50
High Yield Money Market Account
Top rate
Westerra Credit Union
6.00%APY
Requires
Another account
Minimum
—
Earns on $10,000 a year
$600
Westerra Credit Union rates
2nd-highest rate
Solera
4.34%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$434
Solera rates

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Savings score

Higher than 48% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0000.50%
$100,000 balance$100,0002.60%
QualifiedQualified0.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Credit Union of Denver ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Mile High Money Market Account

0.00%APY$25,000 to open

A fee will be assessed if the balance falls below the $25,000.00 minimum. A fee will be imposed for more than one (1) withdrawal or transfer per month. Membership eligibility is required.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25,000First Tier. Minimum amount to open $25,000.	0.00%	$0	First Tier. Minimum amount to open $25,000.
$25,000 – $45,000Second Tier. Minimum amount to open $25,000.	2.10%	—	Second Tier. Minimum amount to open $25,000.
$45,000 – $100,000Third Tier. Minimum amount to open $25,000.	2.35%	—	Third Tier. Minimum amount to open $25,000.
$100,000 – $250,000Fourth Tier. Minimum amount to open $25,000.	2.60%	—	Fourth Tier. Minimum amount to open $25,000.
$250,000 and upFifth Tier. Minimum amount to open $25,000.	2.85%	—	Fifth Tier. Minimum amount to open $25,000.

Sources (2)

All captured Oct 15, 2026

High Yield Money Market Account

0.50%APY

Compounds monthly. A fee will be assessed each month the balance is below the minimum $10,000. A fee will be imposed for more than three withdrawals or transfers per month. Membership eligibility is required.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000First Tier. Minimum amount to open $0.	0.00%	—	First Tier. Minimum amount to open $0.
$10,000 – $25,000Second Tier. Minimum amount to open $0.	0.50%	$50	Second Tier. Minimum amount to open $0.
$25,000 – $45,000Third Tier. Minimum amount to open $0.	0.60%	—	Third Tier. Minimum amount to open $0.
$45,000 – $100,000Fourth Tier. Minimum amount to open $0.	0.75%	—	Fourth Tier. Minimum amount to open $0.
$100,000 and upFifth Tier. Minimum amount to open $0.	1.00%	—	Fifth Tier. Minimum amount to open $0.

Sources (2)

All captured Oct 15, 2026

Money Market Account

0.25%APY

Compounds monthly. Rate is variable. No service or low balance fees. Unlimited withdrawals. Membership eligibility is required.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 – $2,500First Tier. Minimum to open is $0.	0.05%	—	First Tier. Minimum to open is $0.
$2,500 – $10,000Second Tier. Minimum to open is $0.	0.20%	—	Second Tier. Minimum to open is $0.
$10,000 – $25,000Third Tier. Minimum to open is $0.	0.25%	$25	Third Tier. Minimum to open is $0.
$25,000 – $45,000Fourth Tier. Minimum to open is $0.	0.30%	—	Fourth Tier. Minimum to open is $0.
$45,000 – $100,000Fifth Tier. Minimum to open is $0.	0.35%	—	Fifth Tier. Minimum to open is $0.
$100,000 and upSixth Tier. Minimum to open is $0.	0.40%	—	Sixth Tier. Minimum to open is $0.

Sources (2)

All captured Oct 15, 2026

Estate Savings

0.05%APY$5 to open

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upCompounds monthly. Rate is variable.$5 and up	0.05%	$5	Compounds monthly. Rate is variable.

Sources (1)

cudenver.com/Accounts/Savings/CDs-IRAs · captured Oct 4, 2026

Membership Savings

0.05%APY$5 to open

Establishes membership with Credit Union of Denver; membership eligibility is required.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upCompounds monthly. Rate is variable.$5 and up	0.05%	$5	Compounds monthly. Rate is variable.

Sources (2)

All captured Oct 4, 2026

Representative Payee

0.05%APY$5 to open

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upCompounds monthly. Rate is variable.$5 and up	0.05%	$5	Compounds monthly. Rate is variable.

Sources (1)

cudenver.com/Accounts/Savings/CDs-IRAs · captured Oct 4, 2026

Secondary Savings

0.05%APY

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceCompounds monthly. Rate is variable.Any balance	0.05%	$5	Compounds monthly. Rate is variable.

Sources (1)

cudenver.com/Accounts/Savings/CDs-IRAs · captured Oct 4, 2026

Secured Card Savings

0.05%APY$5 to open

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upCompounds monthly. Rate is variable.$5 and up	0.05%	$5	Compounds monthly. Rate is variable.

Sources (1)

cudenver.com/Accounts/Savings/CDs-IRAs · captured Oct 4, 2026

Trust Savings

0.05%APY$5 to open

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upCompounds monthly. Rate is variable.$5 and up	0.05%	$5	Compounds monthly. Rate is variable.

Sources (1)

cudenver.com/Accounts/Savings/CDs-IRAs · captured Oct 4, 2026

Special-purpose accounts

Youth Share Accounts (Age 0-17)

0.05%APYKids and teens$5 to open

Specially designed for kids and teens ages 0–17.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000First Tier. Dividend rate and APY are variable. Compounds monthly.	2.01%	—	First Tier. Dividend rate and APY are variable. Compounds monthly.
Over $1,000Second Tier. Dividend rate and APY are variable. Compounds monthly.	0.05%	$5	Second Tier. Dividend rate and APY are variable. Compounds monthly.

Sources (2)

All captured Oct 4, 2026

Holiday Savings

1.25%APYClub$5 to open

Make holiday spending easier by saving all year long. Restricts withdrawals; compounds at maturity.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceCompounds at maturity. Minimum to obtain APY is $0 ($5.00 per footnote). Rate is variable.Any balance	1.25%	$125	Compounds at maturity. Minimum to obtain APY is $0 ($5.00 per footnote). Rate is variable.

Sources (2)

All captured Oct 4, 2026

Individual Retirement Accounts: Savings - Traditional - Roth - Coverdell ESA

1.00%APYIRA

Traditional, Roth, and Coverdell ESA Savings. IRA and Coverdell ESA accounts are separately insured up to $250,000 by NCUA.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceCompounds monthly. The Interest APY is variable. Early withdrawal penalties may apply.Any balance	1.00%	$100	Compounds monthly. The Interest APY is variable. Early withdrawal penalties may apply.

Sources (2)

All captured Oct 4, 2026

Transfer to Minors

0.05%APYKids and teens$5 to open

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upCompounds monthly. Rate is variable.$5 and up	0.05%	$5	Compounds monthly. Rate is variable.

Sources (1)

cudenver.com/Accounts/Savings/CDs-IRAs · captured Oct 4, 2026

Who can join Credit Union of Denver

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← Credit Union of Denver overview

How Credit Union of Denver’s savings rates compare

Credit Union of Denver savings score

Current savings rates

Mile High Money Market Account

High Yield Money Market Account

Money Market Account

Estate Savings

Membership Savings

Representative Payee

Secondary Savings

Secured Card Savings

Trust Savings

Special-purpose accounts

Youth Share Accounts (Age 0-17)

Holiday Savings

Individual Retirement Accounts: Savings - Traditional - Roth - Coverdell ESA

Transfer to Minors

Who can join Credit Union of Denver