Bank · FDIC insured
Grand Valley Bank Savings Rates
Grand Valley Bank’s best savings rate is 0.55% APY on $10,000, with its Savings Accounts. Rates checked October 22, 2026.
How Grand Valley Bank’s savings rates compare
Compared with banks and credit unions near Grand Junction, CO, where Grand Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
Grand Valley Bank
0.55%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $55
Savings Accounts
Top rate
Credit Union of Colorado
3.30%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $330
2nd-highest rate
Canvas Credit Union
3.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $300
Grand Valley Bank savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.55%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0001.85%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Grand Valley Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.50%APY
Minimum opening deposit is $100.00. Rates may change at discretion after account opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.50% | $50 |
| $25,000 – $100,000 | 0.85% | — |
| $100,000 – $250,000 | 1.85% | — |
| $250,000 – $1,000,000 | 2.35% | — |
| $1,000,000 and up | 2.85% | — |
Sources (1)
- grandvalleybank.com/personal/cds-and-interest-rates · captured Oct 4, 2026
Savings Accounts
0.55%APY
Keep an average daily balance of $500 or $200 minimum balance to waive the $4.00 monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Fee waived if an average daily balance of $500 or $200 minimum balance is maintained. | 0.55% | $55 | Fee waived if an average daily balance of $500 or $200 minimum balance is maintained. |
| $100,000 – $250,000Fee waived if an average daily balance of $500 or $200 minimum balance is maintained. | 0.85% | — | Fee waived if an average daily balance of $500 or $200 minimum balance is maintained. |
| $250,000 and upFee waived if an average daily balance of $500 or $200 minimum balance is maintained. | 1.45% | — | Fee waived if an average daily balance of $500 or $200 minimum balance is maintained. |
Sources (2)
- grandvalleybank.com/personal/cds-and-interest-rates
- grandvalleybank.com/personal/money-market-and-savings
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.