Compare Bank & Credit Union Rates
Best savings rates in Aurora, CO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Aurora, CO
- Westerra Credit UnionSummerPay SaverSavings · $0 min · 0.05%–6.00% by balance
Credit union · 1 branch
6.00%APY$600 a year on $10,000with conditionsRequirements
Product: Available exclusively to eligible educational professionals employed within the state of Colorado. Requires an active Westerra Smart Money Checking account to open and maintain. Funds automatically transfer to the primary savings account on June 1 annually.
Offer: Rate accurate as of 7-1-2026. Available exclusively to eligible educational professionals employed in Colorado with an active Smart Money Checking account.
Qualified rate · 5.84% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for SummerPay Saver Balance APY Up to $10,000Your amount 6.00% Over $10,000 0.05% Rate checked
More details - UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 2 branches
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 4 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 4 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Canvas Credit UnionHigh Yield Money Market AccountHigh Yield Money Market Account · $0 min · 1.00%–3.00% by balance
Credit union · 3 branches
3.00%APY$300 a year on $10,000Requirements
Product: Tiered rate account where the interest rate for a particular tier applies to the entire account balance if within the balance range. Interest compounded and credited monthly.
Offer: Tier rate applies to entire balance. Interest compounded and credited monthly.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Money Market Account Balance APY Up to $1,000 1.00% $1,000 and upYour amount 3.00% Rate checked
More details - 2.80%APY$280 a year on $10,000with conditions
Requirements
Product: Only one (1) Peak Savings Account per SSN. To qualify, member must maintain an open Peak Checking account; otherwise the account will be changed to a personal savings account at the prevailing rate. Three (3) withdrawals allowed per month; $10 excess withdrawal fee incurred for each additional withdrawal.
Offer: Variable rate. No minimum balance to earn stated APY. No minimum opening deposit. No maximum deposit.
Qualified rate · 2.77% interest rate · No monthly fee · Effective Mar 1, 2026
Rate checked
More details - Bellco Credit UnionMember Money Market AccountMember Money Market Account · $1,000 min · 0.00%–2.70% by balance
Credit union · 3 branches
2.70%APY$270 a year on $10,000Requirements
Product: Requires $1,000 minimum opening/account balance. A $10 fee applies if daily balance drops below minimum balance requirement. Membership eligibility required.
Offer: Balances below $1,000 do not earn interest. Daily balance below $1,000 incurs a $10 fee.
0.00% interest rate · $10 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Member Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $10,000 2.35% $10,000 – $25,000Your amount 2.70% $25,000 and up 2.70% Rate checked
More details - Bellco Credit UnionPremier Money Market AccountPremier Money Market Account · $10,000 min · 0.00%–3.25% by balance
Credit union · 3 branches
2.70%APY$270 a year on $10,000Requirements
Product: Requires $10,000 minimum deposit to open. A low balance fee of $10 is assessed if the daily balance drops below $10,000. Interest compounded daily and paid monthly. Membership eligibility required.
Offer: Balances below $10,000 do not earn interest. Daily balance below $10,000 incurs a $10 fee.
0.00% interest rate · Compounded daily · $10 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 2.70% $50,000 and up 3.25% Rate checked
More details - Westerra Credit UnionMoney Market SelectMoney Market Select · $0 min · 2.00%–3.25% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. IRA, Roth IRA, and Business accounts are not eligible for this product. No monthly maintenance fees or minimum opening balance required.
Offer: Requires meeting account requirements: 10 combined debit/credit card purchase transactions that post and clear in the statement month on the same membership account. Waived in first statement cycle.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Select Balance APY Up to $1,000 2.00% $1,000 – $10,000 2.00% $10,000 – $25,000Your amount 2.50% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Funds deposited in the Extended Insurance Account are subject to the terms, conditions, and disclosures in applicable agreements.
Offer: Minimum balance to earn interest: N/A.
1.74% interest rate · Effective Oct 1, 2026
Rate checked
More details - Aurora Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 1.50%–2.01% by balance
Credit union · 2 branches
1.65%APY$165 a year on $10,000Requirements
Product: Rate may change after account is opened and subject to change without notice. Minimum deposit of $2,000 required. Up to three transfers or withdrawals per month.
Offer: Rate may change after account is opened.
1.49% interest rate · Effective Sep 2, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $9,999 1.50% $10,000 – $24,999Your amount 1.65% $25,000 – $49,999 1.75% $50,000 – $74,999 1.85% $75,000 and up 2.01% Rate checked
More details - Affidian Credit UnionPremier Money MarketPremier Money Market · $2,000 min · 1.50%–2.25% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Tiered dividends on balances of $2,000 or more (paid monthly). $2,000 minimum deposit to open.
Offer: Money Market 1st tier; Minimum balance $2,000 to pay dividends
1.50% interest rate · Effective Mar 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $2,000 and upYour amount 1.50% $25,000 and upMoney Market 2nd tier; 1.75% $75,000 and upMoney Market 3rd tier; 2.00% $200,000 and upMoney Market 4th tier; 2.25% Rate checked
More details - Canvas Credit UnionMoney Market PlusMoney Market Plus · $10,000 min · 1.15%–1.50% by balance
Credit union · 3 branches
1.15%APY$115 a year on $10,000Requirements
Product: Tiered rate account where the interest rate for a particular tier applies to the entire account balance if within the balance range. If the account balance drops below $10,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.
Offer: Tier rate applies to entire balance. If account balance drops below $10,000.00, a $10.00 monthly service fee will apply. $10,000 minimum required balance to earn stated APY. Interest compounded and credited monthly.
1.14% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $25,000Your amount 1.15% $25,000 – $50,000 1.20% $50,000 – $100,000 1.30% $100,000 and up 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Aurora, CO
80 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.52%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.60%
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Denver, CO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Canvas Credit UnionCredit union · 22 branches
- Bellco Credit UnionCredit union · 21 branches