Bank · FDIC insured
Golden Belt Bank Savings Rates
Golden Belt Bank’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Golden Belt Bank’s savings rates compare
Compared with banks and credit unions near Hays, KS, where Golden Belt Bank has the most branches. $10,000, best rate first.
This bank’s best
Golden Belt Bank
0.50%APY
- Minimum
- $100
- Earns on $10,000 a year
- $50
Personal Savings
Top rate
Credit Union of America
3.25%APY
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Sunflower Bank
3.02%APY
- Minimum
- —
- Earns on $10,000 a year
- $302
Golden Belt Bank savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Golden Belt Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
The minimum deposit required to open this account is $2,500. Rates subject to change without notice and may change after the account is opened. Fees could reduce earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Minimum daily balance to earn stated APY.Up to $50,000 | 0.50% | $50 | Minimum daily balance to earn stated APY. |
Sources (1)
- goldenbeltbank.com/personal/rates · captured Sep 18, 2026
Personal Savings
0.50%APY
With a $100 minimum daily balance, the $3 monthly service charge is waived.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum daily balance to earn stated APY. Minimum deposit to open is $100. $3 monthly service charge waived with $100 minimum daily balance.Any balance | 0.50% | $50 | No minimum daily balance to earn stated APY. Minimum deposit to open is $100. $3 monthly service charge waived with $100 minimum daily balance. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Youth Savings
0.50%APY
For those 17 and under. Automatically converts to a Personal Savings upon the account owner's 18th birthday.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum daily balance to earn stated APY. Minimum deposit to open is $10. No monthly service charges.Any balance | 0.50% | $50 | No minimum daily balance to earn stated APY. Minimum deposit to open is $10. No monthly service charges. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.