Credit union · NCUA insured
The District Credit Union Savings Rates
The District Credit Union’s best savings rate is 0.60% APY on $10,000, with its Money Market Shares. Rates checked October 22, 2026.
How The District Credit Union’s savings rates compare
Compared with banks and credit unions near Denver, CO, where The District Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
The District Credit Union
0.60%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $60
Money Market Shares
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
The District Credit Union savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The District Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Shares
0.60%APY
Balance must be kept above $1,000.00 to maintain current money market rate. If the Money Market balance falls below $1,000.00, the rate will revert to the Regular Share interest rate. Maximum withdrawal limit is three per month without a service charge; a $10.00 fee will be incurred for any withdrawal over three.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $1,000 – $10,000$1,000 to open | 0.60% | $1,000 | — |
| $10,000 – $25,000$10,000 to open | 0.60% | $10,000 | $60 |
| $25,000 – $41,000$25,000 to open | 0.70% | $25,000 | — |
| $50,000 and up$50,000 to open | 0.85% | $50,000 | — |
Sources (1)
- districtcreditunion.com/rates · captured Oct 22, 2026
Regular Shares
0.05%APY
Dividends compounded daily and paid at month-end, effective first day of each quarter. Low $25 minimum deposit and a one-time $10 membership fee. Membership eligibility required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends are compounded daily and paid at month-end, effective the first day of each quarter. Requires a one-time $10 membership fee.$25 and up | 0.05% | $5 | Dividends are compounded daily and paid at month-end, effective the first day of each quarter. Requires a one-time $10 membership fee. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
SMARTY Savings
0.50%APY
Designed for children ages 0-12. Features prizes for deposits and eligible for the Get Paid for Good Grades / Report Card Rewards Program.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAvailable for children ages 0-12. Dividends are compounded daily and paid at month-end, effective the first day of each quarter.$5 and up | 0.50% | $50 | Available for children ages 0-12. Dividends are compounded daily and paid at month-end, effective the first day of each quarter. |
Sources (3)
- districtcreditunion.com
- districtcreditunion.com/rates
- districtcreditunion.com/savings/savings-accounts
All captured Oct 15, 2026
Holiday Club Shares
0.05%APY
Dividends are compounded daily and paid at month-end, effective the first day of each quarter. May be withdrawn starting October 1st until January 31st (or through March 31st) of the following year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends are compounded daily and paid at month-end, effective the first day of each quarter. May be withdrawn starting October 1st until January 31st of the following year.$25 and up | 0.05% | $5 | Dividends are compounded daily and paid at month-end, effective the first day of each quarter. May be withdrawn starting October 1st until January 31st of the following year. |
Sources (2)
All captured Oct 15, 2026
IRA Shares
0.05%APY
Dividends are compounded daily and paid at month-end, effective the first day of each quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends are compounded daily and paid at month-end, effective the first day of each quarter.$25 and up | 0.05% | $5 | Dividends are compounded daily and paid at month-end, effective the first day of each quarter. |
Sources (1)
- districtcreditunion.com/rates · captured Oct 15, 2026
Who can join The District Credit Union
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