Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 706–720 results in California
- 0.04%APY$4 a year on $10,000
Requirements
Product: Paves the way to Clearpath membership where you become a member-owner. Requires a minimum $1.00 initial deposit.
Effective Aug 9, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 56 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - OE Federal Credit UnionSavings AccountSavings · $100 min · 0.03%–0.07% by balance
Credit union · 20 branches
0.04%APY$4 a year on $10,000Requirements
Offer: Compounded monthly. Up to 6 free withdrawals per month; $3 fee per withdrawal thereafter.
Compounded monthly · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 and up 0.03% $5,000 and upYour amount 0.04% $20,000 and up 0.05% $50,000 and up 0.07% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: $5 minimum balance required to maintain membership at the Credit Union (gives one share of the Credit Union). $5 deposit required to open.
Offer: Minimum balance of $100 required to earn stated APY.
0.04% interest rate · Effective Oct 15, 2026
Rate checked
More details - Mocse Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.03%–0.06% by balance
Credit union · 3 branches
0.04%APY$4 a year on $10,0000.03% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.03% $10,000 – $24,999Your amount 0.04% $25,000 and up 0.06% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Monthly fee of $5.00 is waived each statement cycle if daily balance is $500.00 or more, or if a daily minimum balance of $10,000.00 is maintained in any combination of this account and linked qualifying accounts.
Offer: Monthly fee waived if daily balance is $500.00 or more, or daily minimum combined balance of $10,000.00 in linked qualifying accounts.
0.04% interest rate · $5 monthly fee
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Monthly fee of $5.00 is waived each statement cycle if daily balance is $500.00 or more, or if a daily minimum balance of $10,000.00 is maintained in any combination of this account and linked qualifying accounts.
Offer: Rates effective as of June 20, 2024. Monthly fee waived if daily balance is $500.00 or more, or daily minimum combined balance of $10,000.00 in linked qualifying accounts.
0.04% interest rate · $5 monthly fee · Effective Jun 20, 2024
Rate checked
More details - 0.03%APY$3 a year on $10,000
- Valley First Credit UnionPrimary Share AccountSavings · $25 min · 0.00%–0.15% by balance
Credit union · 8 branches
0.03%APY$3 a year on $10,000Requirements
Product: Membership application, valid ID, one-time $5 membership fee, and $25 minimum opening deposit required. Must maintain $25 minimum balance at all times to avoid service fee and closure. Must maintain $1,000 minimum balance to earn stated APY.
Offer: Maintain $25 minimum balance to avoid service fee. Opening deposit $25.
0.00% interest rate · Effective Sep 7, 2026
Rate by balance
Rate by balance for Primary Share Account Balance APY Up to $1,000 0.00% $1,000 – $30,000Your amount 0.03% $30,000 – $75,000 0.07% $75,000 – $100,000 0.10% $100,000 – $125,000 0.12% $125,000 and up 0.15% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No monthly service charges or transaction fees Convenient access via branch, online banking, or by phone Online Banking + Mobile App + eStatements Federally insured by NCUA up to $250,000 per individual depositor
0.03% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - El Dorado Savings BankGold Money Market SavingsGold Money Market Savings · $5,000 min · 0.00%–0.10% by balance
Bank · 31 branches
0.03%APY$3 a year on $10,0000.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Gold Money Market Savings Balance APY Up to $4,999 0.00% $5,000 – $14,999Your amount 0.03% $15,000 – $24,999 0.04% $25,000 – $49,999 0.06% $50,000 – $99,999 0.08% $100,000 – $999,999 0.09% $1,000,000 and up 0.10% Rate checked
More details - CommunityAmerica Credit UnionHigh Interest SavingsSavings · $1 min · 0.03%–5.00% by balance
Credit union · 17 branches
0.03%APY$3 a year on $10,000with conditionsRequirements
Product: Limit one High Interest Savings or Delta Savings account per member. The High Interest Savings account is only available to Consumer accounts (Business and IRA accounts do not qualify). Minor Savings accounts are not eligible.
Offer: First tier APY is conditional on meeting requirements: enrolled in eStatements, monthly direct deposit of at least $250 posted to one deposit account, and single checking account with 15 posted POS debit card transactions per month; OR enrolled in eStatements and single checking account with 25 posted POS debit card transactions per month. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Requirements must be met by the day before the last day of the month.
Qualified rate · 4.89% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for High Interest Savings Balance APY Up to $2,500 5.00% Over $2,500Your amountAlso applies to entire balance if First Tier qualifications are not met. 0.03% Rate checked
More details - CommunityAmerica Credit UnionSavingsSavings · $1 min · 0.03%–0.05% by balance
Credit union · 17 branches
0.03%APY$3 a year on $10,000Requirements
Product: Minimum balance to open Savings account is $1 and may be the Par Value of your share in this credit union. A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable.
0.03% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 0.03% $25,000 – $50,000 0.03% $50,000 – $100,000 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Variable rate consumer savings account. $3 monthly service charge waived with $400 average balance or enrollment in paperless statements. No charge for first 3 withdrawals per statement cycle ($2 fee per additional debit). Maximum 6 withdrawals per statement cycle.
Offer: $3 monthly service charge waived by maintaining an average balance of $400 or by enrolling in and agreeing to receive paperless statements.
0.03% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Select Savings Balance APY Up to $500,000Your amount 0.03% $500,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches