Bank · FDIC insured
El Dorado Savings Bank Savings Rates
El Dorado Savings Bank’s best savings rate is 0.03% APY on $10,000, with its Gold Money Market Savings. Rates checked October 16, 2026.
How El Dorado Savings Bank’s savings rates compare
Compared with banks and credit unions near Sacramento, CA, where El Dorado Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
El Dorado Savings Bank
0.03%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $3
Gold Money Market Savings
Top rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
El Dorado Savings Bank savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0000.09%
- QualifiedQualified0.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where El Dorado Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Gold Money Market Savings
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.00% | — |
| $5,000 – $14,999 | 0.03% | $3 |
| $15,000 – $24,999 | 0.04% | — |
| $25,000 – $49,999 | 0.06% | — |
| $50,000 – $99,999 | 0.08% | — |
| $100,000 – $999,999 | 0.09% | — |
| $1,000,000 and up | 0.10% | — |
Sources (1)
- eldoradosavingsbank.com/Personal/Personal-Deposit-Rates · captured Oct 16, 2026
Investor's Money Market Checking
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.00% | — |
| $5,000 – $14,999 | 0.01% | $1 |
| $15,000 – $24,999 | 0.03% | — |
| $25,000 – $49,999 | 0.04% | — |
| $50,000 – $99,999 | 0.06% | — |
| $100,000 – $999,999 | 0.08% | — |
| $1,000,000 and up | 0.10% | — |
Sources (1)
- eldoradosavingsbank.com/Personal/Personal-Deposit-Rates · captured Oct 16, 2026
Special-purpose accounts
Regular Savings
0.03%APY
$100 minimum opening deposit. Interest is accrued daily and paid monthly on balances of $300 or more. $3 monthly fee applies if minimum balance falls below $300; fee is waived for minors.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upMinimum balance to obtain APY is $300.00. Interest earned on balances of $300 or more, accrued daily and paid monthly. $3 monthly fee if minimum balance falls below $300 (waived for minors).$300 and up | 0.03% | $3 | Minimum balance to obtain APY is $300.00. Interest earned on balances of $300 or more, accrued daily and paid monthly. $3 monthly fee if minimum balance falls below $300 (waived for minors). |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.