Credit union · NCUA insured
Mocse Credit Union Savings Rates
Mocse Credit Union’s best savings rate is 0.04% APY on $10,000, with its Money Market Account. Rates checked October 6, 2026.
How Mocse Credit Union’s savings rates compare
Compared with banks and credit unions near Modesto, CA, where Mocse Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mocse Credit Union
0.04%APY
- Minimum
- —
- Earns on $10,000 a year
- $4
Money Market Account
Top rate
Citi
3.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $300
2nd-highest rate
Self-Help Federal Credit Union
2.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $212
Mocse Credit Union savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $10,000 balance$10,0000.04%
- $100,000 balance$100,0000.06%
- QualifiedQualified0.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mocse Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Reward Savings
6.18%APY
Deposits can only be made through using debit card Round Up and participating in various bonus rewards offered. Dividends compounded and credited monthly. Calculated by the daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirements apply. Deposits can only be made via debit card Round Up and bonus rewards. If account is closed before dividends are paid, accrued dividends are not received.Any balance | 6.18% | $618 | No minimum balance requirements apply. Deposits can only be made via debit card Round Up and bonus rewards. If account is closed before dividends are paid, accrued dividends are not received. |
Sources (2)
All captured Oct 6, 2026
Money Market Account
0.04%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 0.03% | — |
| $10,000 – $24,999 | 0.04% | $4 |
| $25,000 and up | 0.06% | — |
Sources (2)
All captured Oct 6, 2026
Who can join Mocse Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.