Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 661–675 results in California
- Columbia BankThrive Money MarketThrive Money Market · $100 min · 0.05%–0.15% by balance
Bank · 102 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10 monthly maintenance fee, waived with a $1,000 minimum daily balance or link to a checking account (up to 3 complimentary accounts linked to Access Checking, or up to 5 complimentary accounts linked to Pinnacle Checking). Available for online account origination. Interest rate and APY may change after opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - Columbia BankProsper Money MarketProsper Money Market · $100 min · 0.05%–1.00% by balance
Bank · 102 branches
0.05%APY$5 a year on $10,000Requirements
Product: $15 Monthly maintenance fee; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance. $100 minimum to open. Available for online account origination. Interest rate and APY may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Prosper Money Market Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.30% $250,000 – $500,000 0.50% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - American Broadcast Employees FCUShare (Savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Open with $5 and a one-time $2 membership fee (or minimum deposit $7.00). Family and household members are also eligible for membership. Rate accurate as of 9/14/26.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Share (Savings) Balance APY $100 – $100,000Your amount 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $10 minimum opening deposit ($5 is a non-refundable membership fee). Must maintain a $5 minimum balance to remain an active member. Dividends are compounded monthly and paid quarterly.
Offer: $10 minimum opening deposit ($5 is a non-refundable membership fee). Dividends compounded monthly and paid quarterly.
0.05% interest rate · Compounded monthly
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Quarterly dividend period using average daily balance method. Account transfer and withdrawal limitations apply.
Offer: Compounded and credited quarterly.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Quarterly dividend period using average daily balance method. Minimum average daily balance of $5.00 required to avoid a service fee and earn the stated APY. Membership requires maintaining 1 share ($5.00 par value) and paying a membership fee.
Offer: Compounded and credited quarterly.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 of $10 opening cost is deposited into share account, $5 covers membership fee. A Regular Share Account is required to maintain membership.
Offer: Rates set quarterly; term daily. $10 monthly service charge applies if combined minimum balance of $250 is not maintained after first six months of membership.
0.05% interest rate · $10 monthly fee
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 53 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opened in conjunction with a ScoreUp Credit Builder Loan; funds serve as collateral and become available when the loan is paid in full.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jan 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required for membership; Patelco deposits $1 into savings account.
0.05% interest rate · No monthly fee · Effective Jan 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Rates vary by tier and apply to the full balance. To attain higher rates, account requires a Patelco checking account (opened under the same Member Number) with recurring monthly deposits of $500 or more. If eligibility requirements are not met, account earns a lower default rate of 0.05% APY. New accounts earn tiered rates automatically for opening month and 2 months following. No monthly fee and no minimum balance requirements.
Offer: Default/fallback rate when checking account deposit requirement is not met (No).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Mar 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $25 balance to open and maintain membership.
Offer: Start earning interest on balances of $100 and over.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Requires WPCCU membership with a $25 par value share account.
Offer: Variable rate subject to change after account opening. No monthly maintenance fees.
Promotional rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Nikkei Credit UnionRegular Shares (Savings)Savings · $500 min · 0.00%–0.20% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Start membership and begin saving with as little as $1.
0.00% interest rate
Rate by balance
Rate by balance for Regular Shares (Savings) Balance APY $500 and up 0.00% $5,000 and upYour amount 0.05% $50,000 and up 0.10% $100,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches