Credit union · NCUA insured
Water and Power Community Credit Union Savings Rates
Water and Power Community Credit Union’s best savings rate is 0.65% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Water and Power Community Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Water and Power Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Water and Power Community Credit Union
0.65%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $65
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Water and Power Community Credit Union savings score
80
Savings score
Higher than 52% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Water and Power Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.65%APY
Make deposits and in-branch withdrawals. Withdrawals made through Bank by Phone, the Call Center and Online Banking are limited to 6 per month. Balances below $2,500 will receive the stated rate of interest. Rates are variable and subject to change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Balances below $2,500 will receive the stated rate of interest. | 0.00% | — | Balances below $2,500 will receive the stated rate of interest. |
| $2,500 – $10,000 | 0.65% | — | |
| $10,000 – $25,000 | 0.65% | $65 | |
| $25,000 – $50,000 | 0.65% | — | |
| $50,000 – $100,000 | 0.65% | — | |
| $100,000 – $250,000 | 1.00% | — | |
| $250,000 and up | 1.50% | — |
Sources (3)
- wpccu.org/what-you-borrow/current-rates
- wpccu.org/invest-you/money-market-account
- wpccu.org/rates-money-market-accounts
All captured Sep 16, 2026
Savings Account
0.05%APY
Requires WPCCU membership with a $25 par value share account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upVariable rate subject to change after account opening. No monthly maintenance fees.$25 and up | 0.05% | $5 | Variable rate subject to change after account opening. No monthly maintenance fees. |
Special-purpose accounts
Holiday Savings Club
1.00%APY
WPCCU membership required. Must maintain a $25 account balance in primary savings account in addition to the Holiday Savings Club account. Term share account; early withdrawal penalties apply. Funds are automatically transferred to primary savings account on the first business day of November.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Earns 1.00% APY on balances up to $5,000. Variable rate subject to change after opening.Up to $5,000 | 1.00% | — | Earns 1.00% APY on balances up to $5,000. Variable rate subject to change after opening. |
Who can join Water and Power Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in the Counties of Los Angeles and San Bernardino is eligible for membership.
Employers and groups
- Members of the Los Angeles DWP Employees Association are eligible for membership.
Military, government and schools
- Employees and retirees of the Los Angeles Department of Water & Power are eligible for membership.
Family and household
- Family members of a current WPCCU member are eligible for membership.
Membership information collected October 5, 2026.