Credit union · NCUA insured
Water and Power Community Credit Union
A $990.8M credit union headquartered in Los Angeles, CA, with 44,876 members and 4 branches in California. Best rates: CDs 3.55% and savings 0.65% APY.
Water and Power Community Credit Union Carrot Score
81
Carrot Score
Higher than 57% of U.S. banks and credit unions
#67 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Water and Power Community Credit Union
Water and Power Community Credit Union was formed in 1936 by a group of employees of the Department of Water and Power in downtown Los Angeles.
The credit union expanded in 2018 to include everyone living, working, worshipping, or attending school anywhere within Los Angeles and San Bernardino County, California.
Each person served is legally an owner of the not-for-profit financial cooperative, which operates four full-service branch locations.
- Headquarters
- 1053 W Sunset Blvd, Los Angeles, CA 90012-2134
- NCUA charter
- 68493
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in the Counties of Los Angeles and San Bernardino is eligible for membership.
Employers and groups
- Members of the Los Angeles DWP Employees Association are eligible for membership.
Military, government and schools
- Employees and retirees of the Los Angeles Department of Water & Power are eligible for membership.
Family and household
- Family members of a current WPCCU member are eligible for membership.
Branches
4 branches in California
Loading map…
California
4 branches
- Northridge/Granada Hills Branch16840 Devonshire St, Granada Hills, CA 91344Directions
- Hope Street Branch111 N Hope St, Los Angeles, CA 90012Directions
- Sunset Branch1053 W Sunset Blvd, Los Angeles, CA 90012Directions
- Westchester Branch8800 S Sepulveda Blvd, Westchester, CA 90045Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.19% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.61% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.35% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $84 | $88 | — |
- CapitalNet worth ratio10.19%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.61%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.35%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$84Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Water and Power Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.