Credit union · Privately insured
Mid Cities Credit Union
A $16.3M credit union headquartered in Compton, CA, with 2,350 members and 1 branch in California. Best rates: CDs 0.10% and savings 0.05% APY.
Mid Cities Credit Union Carrot Score
66
Carrot Score
Higher than 18% of U.S. banks and credit unions
#106 of 128 in Los Angeles, CA metroHow the score works →
Deposits are privately insured, not by the federal government.
About Mid Cities Credit Union
Mid Cities Credit Union was founded in 1937 as Mid Cities Schools Credit Union by a group of Compton teachers.
The credit union serves members from its location in Compton, California.
- Headquarters
- 325 S Santa Fe Ave, Compton, CA 90221
- NCUA charter
- 95073
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Compton, Carson, Paramount, Norwalk, Bellflower, Lynwood, or North Long Beach (Zip code 90805).
Family and household
- Membership is open to immediate family members (mother, father, sister, brother, children, grandchildren, aunt, uncle, grandparents, brother-in-law, sister-in-law, mother-in-law, father-in-law, and significant other) of any existing Mid Cities Credit Union member.
Other ways
- Membership is open to employees of the credit union and members of their immediate families and households.
Cost to join
- A minimum $5 deposit into member savings account is required to maintain membership.
- A one-time non-refundable membership fee of $5 is required.
Branches
1 branch in California
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California
1 branch
- OfficeMain office325 S Santa Fe Ave, Compton, CA 90221Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.11% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.69% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.01% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $36 | $59 | — |
- CapitalNet worth ratio7.11%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.69%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.01%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$36Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mid Cities Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.