Credit union · NCUA insured
Nikkei Credit Union Savings Rates
Nikkei Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How Nikkei Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Nikkei Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nikkei Credit Union
0.10%APY
- Requires
- None
- Minimum
- $3,000
- Earns on $10,000 a year
- $10
Money Market Accounts
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Nikkei Credit Union savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.00%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nikkei Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
Up to 0.10%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $3,000 and up$3,000 to open | 0.05% | $3,000 | $5 |
| $5,000 and up$5,000 to open | 0.10% | $5,000 | $10 |
| $50,000 and up$50,000 to open | 0.20% | $50,000 | — |
| $100,000 and up$100,000 to open | 0.30% | $100,000 | — |
Regular Shares (Savings)
Up to 0.05%APY
Start membership and begin saving with as little as $1.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $500 and up$500 to open | 0.00% | $500 | $0 |
| $5,000 and up$5,000 to open | 0.05% | $5,000 | $5 |
| $50,000 and up$50,000 to open | 0.10% | $50,000 | — |
| $100,000 and up$100,000 to open | 0.20% | $100,000 | — |
Special-purpose accounts
Individual Retirement Accounts (Traditional and Roth)
Up to 0.10%APY
Traditional and Roth IRA savings options.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $500 and up$500 to open | 0.05% | $500 | $5 |
| $5,000 and up$5,000 to open | 0.10% | $5,000 | $10 |
| $50,000 and up$50,000 to open | 0.20% | $50,000 | — |
| $100,000 and up$100,000 to open | 0.30% | $100,000 | — |
Youth Accounts
Up to 0.20%APY
For young members under 18 (UTMA / My First Nest Egg for ages 3–13).
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $50 and up$50 to open | 0.05% | $50 | $5 |
| $500 and up$500 to open | 0.10% | $500 | $10 |
| $5,000 and up$5,000 to open | 0.20% | $5,000 | $20 |
Who can join Nikkei Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons of Japanese ancestry and their immediate family living in Los Angeles and Orange Counties.
Employers and groups
- Qualify by making a donation to PIDF or JACCC.
- Gardening, landscaping, horticulture, and nursery professionals/employees in Orange County, their family members, and organizations.
- Employees and members of the Japanese American Cultural and Community Center, Los Angeles, California.
- Philippine Independence Day Foundation, Inc. (PIDF).
Military, government and schools
- Members of Troy Philippines of University of Southern California.
3 more ways to join
Family and household
- Family members or household members of an existing Credit Union member.
Other ways
- Businesses owned by, or associations of, individuals qualifying for credit union membership.
- Other credit unions organized under Federal or State Laws.
Membership information collected October 5, 2026.