Credit union · Privately insured
Mid Cities Credit Union Savings Rates
Mid Cities Credit Union’s best savings rate is 0.05% APY on $10,000, with its Membership Savings (Share Savings). Rates checked October 16, 2026.
How Mid Cities Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Mid Cities Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mid Cities Credit Union
0.05%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $5
Membership Savings (Share Savings)
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Mid Cities Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mid Cities Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Membership Savings (Share Savings)
0.05%APY
Requires a $10 minimum opening deposit ($5 is a non-refundable membership fee). Must maintain a $5 minimum balance to remain an active member. Dividends are compounded monthly and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$10 minimum opening deposit ($5 is a non-refundable membership fee). Dividends compounded monthly and paid quarterly.$5 and up | 0.05% | $5 | $10 minimum opening deposit ($5 is a non-refundable membership fee). Dividends compounded monthly and paid quarterly. |
Special-purpose accounts
Individual Retirement Account (IRA) Savings
0.05%APY
Available as Traditional IRA and Roth IRA savings accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and up$500 minimum balance required to open an IRA. Traditional and Roth IRA options available.$500 and up | 0.05% | $5 | $500 minimum balance required to open an IRA. Traditional and Roth IRA options available. |
Who can join Mid Cities Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Compton, Carson, Paramount, Norwalk, Bellflower, Lynwood, or North Long Beach (Zip code 90805).
Family and household
- Membership is open to immediate family members (mother, father, sister, brother, children, grandchildren, aunt, uncle, grandparents, brother-in-law, sister-in-law, mother-in-law, father-in-law, and significant other) of any existing Mid Cities Credit Union member.
Other ways
- Membership is open to employees of the credit union and members of their immediate families and households.
Cost to join
- A minimum $5 deposit into member savings account is required to maintain membership.
- A one-time non-refundable membership fee of $5 is required.
Membership information collected October 5, 2026.