Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 511–525 results in California
- 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends are computed on the daily balance and posted quarterly.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · $10 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basis for credit union membership; requires $5 deposit (Par Share). No monthly fees. Earns quarterly dividends.
0.10% interest rate · No monthly fee · Effective Apr 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Collateral savings account for Secured Visa credit card.
Qualified rate · 0.10% interest rate · Effective Apr 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance required to open or maintain account. Dividends paid quarterly. Members can establish unlimited accounts.
0.10% interest rate · Effective Apr 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Allows setting aside funds for special purposes (e.g. vacation, special gifts). Dividends are paid quarterly on all shares as approved by the Board of Directors based upon Credit Union Earnings.
Offer: $50 minimum balance to receive dividend.
0.10% interest rate · Effective Dec 1, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends are calculated by the average daily balance method and compound monthly. No monthly service fee.
0.07% interest rate · No monthly fee · Effective Sep 7, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.12% $50,000 – $250,000 0.15% $250,000 and up 0.20% Rate checked
More details - Nikkei Credit UnionMoney Market AccountsMoney Market Accounts · $3,000 min · 0.05%–0.30% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,0000.05% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY $3,000 and up 0.05% $5,000 and upYour amount 0.10% $50,000 and up 0.20% $100,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum $25 to maintain membership. No monthly fee with e-Statements, direct deposit (full paycheck), active loan balance >= $1 (excluding credit cards), or combined balance of $1,500.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable interest rate subject to change daily. Monthly maintenance service charge of $5.00 is waived when maintaining a minimum daily balance of $500.00 during each monthly statement cycle. A minimum daily balance of $0.01 is required to keep the account open and earn the stated APY. Interest compounds monthly and credits monthly on statement cycle date.
Offer: Requires a minimum opening balance of $100.00 and a minimum daily balance of $0.01 to earn the stated APY. The $5.00 monthly maintenance service charge is waived if a minimum daily balance of $500.00 is maintained during each monthly statement cycle.
0.10% interest rate · $5 monthly fee · Effective Apr 15, 2024
Rate checked
More details - Universal BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.05%–0.15% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,0000.05% interest rate · Effective Jun 20, 2024
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $2,500 0.05% $2,500 – $50,000Your amount 0.10% $50,000 and up 0.15% Rate checked
More details - Universal BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.05%–0.15% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,0000.05% interest rate · Effective Jun 20, 2024
Rate by balance
Rate by balance for Money Market Checking Balance APY $1,000 – $2,500 0.05% $2,500 – $50,000Your amount 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $2.00 minimum balance fee if monthly average balance falls below $200.00. Interest-bearing, paid monthly on balances over $200.00. Link as overdraft protection.
Offer: Under $200. $2.00 minimum balance fee if monthly average balance falls below $200.00.
0.00% interest rate · $2 monthly fee · Effective Apr 17, 2026
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $200 0.00% $200 – $25,000Your amount 0.10% $25,000 and up 0.40% Rate checked
More details - Mattel FCUMoney Market AccountsMoney Market Accounts · $3,000 min · 0.05%–0.40% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.05% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY $3,000 and up 0.05% $5,000 and upYour amount 0.10% $50,000 and up 0.20% $100,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches