Credit union · NCUA insured
Cal State LA Federal Credit Union
A $79.9M credit union headquartered in Los Angeles, CA, with 4,870 members and 1 branch in California. Best rates: savings 0.10% APY.
Cal State LA Federal Credit Union Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#101 of 128 in Los Angeles, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cal State LA Federal Credit Union
Cal State L.A. Federal Credit Union was founded and chartered by the NCUA in 1961 as Los Angeles State College Federal Credit Union, and is headquartered in Los Angeles, California.
The credit union changed its name to Cal-State Federal Credit Union in 1965, California State University, Los Angeles Federal Credit Union in 1976, and Cal State L.A. Federal Credit Union in 2007.
The credit union was approved by the NCUA in 2005 to serve the community of El Sereno.
- Headquarters
- 2445 Mariondale Ave, Los Angeles, CA 90032
- NCUA charter
- 14499
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to those who live, work, worship, or go to school in El Sereno.
- Residents of Los Angeles County may join by joining the Cal State LA Friends of the Alumni Association for a $50.00 application fee (pending review/qualification).
Employers and groups
- Membership is available to members of the El Sereno Chamber of Commerce.
- Membership is available to employees of Goodwill Industries.
- Membership is available to employees of Grifols.
- Membership is available to employees of approved Select Employee Groups.
5 more ways to join
Military, government and schools
- Membership is available to members of the Cal State LA Alumni Association.
- Membership is available to Cal State LA faculty, staff, and students.
- Membership is available to employees of the cities of Vernon, Bell, Bell Gardens, Cudahy, Maywood, and Huntington Park.
- Membership is available to Cal State LA retirees who retired from employment at Cal State LA.
Family and household
- Membership is available to family members of credit union members.
Cost to join
- An opening deposit of at least $25 is required to open an account.
Branches
1 branch in California
Loading map…
California
1 branch
- MariondaleMain office2445 Mariondale Ave, Los Angeles, CA 90032Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.03% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.53% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.30% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $74 | $59 | — |
- CapitalNet worth ratio9.03%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.53%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.30%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$74Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cal State LA Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.