Credit union · NCUA insured
Cal State LA Federal Credit Union Savings Rates
Cal State LA Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Savings. Rates checked October 16, 2026.
How Cal State LA Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Cal State LA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cal State LA Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $10
Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Cal State LA Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cal State LA Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings
0.10%APY
Minimum $25 to maintain membership. No monthly fee with e-Statements, direct deposit (full paycheck), active loan balance >= $1 (excluding credit cards), or combined balance of $1,500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
Coverdell Education Savings Account
0.50%APY
No Coverdell account maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $4,999 | 0.35% | — |
| $5,000 – $25,000 | 0.50% | $50 |
| $25,001 and up | 1.00% | — |
Sources (2)
All captured Sep 16, 2026
Holiday Saver
1.00%APY
Accounts mature on October 31st each year when funds transfer to Savings. Early withdrawals prior to maturity may be subject to a fee and will not earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMatures on October 31st each year.$100 and up | 1.00% | $100 | Matures on October 31st each year. |
Sources (2)
All captured Sep 16, 2026
Share IRA
0.50%APY
No IRA maintenance fee. Includes Traditional and Roth IRAs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $4,999 | 0.35% | — |
| $5,000 – $25,000 | 0.50% | $50 |
| $25,001 and up | 1.00% | — |
Sources (2)
All captured Sep 16, 2026
Kid's Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Sources (1)
- calstatela-fcu.org/accounts/savings-rates · captured Sep 16, 2026
Who can join Cal State LA Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to those who live, work, worship, or go to school in El Sereno.
- Residents of Los Angeles County may join by joining the Cal State LA Friends of the Alumni Association for a $50.00 application fee (pending review/qualification).
Employers and groups
- Membership is available to members of the El Sereno Chamber of Commerce.
- Membership is available to employees of Goodwill Industries.
- Membership is available to employees of Grifols.
- Membership is available to employees of approved Select Employee Groups.
5 more ways to join
Military, government and schools
- Membership is available to members of the Cal State LA Alumni Association.
- Membership is available to Cal State LA faculty, staff, and students.
- Membership is available to employees of the cities of Vernon, Bell, Bell Gardens, Cudahy, Maywood, and Huntington Park.
- Membership is available to Cal State LA retirees who retired from employment at Cal State LA.
Family and household
- Membership is available to family members of credit union members.
Cost to join
- An opening deposit of at least $25 is required to open an account.
Membership information collected October 5, 2026.