Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in California
- Rogue Credit UnionMyMoney MarketMyMoney Market · $0 min · 1.50%–3.00% by balance
Credit union · 3 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Requires a MyRewards Checking account. If MyRewards Checking is closed, account converts to standard Money Market offering. Higher APY requires meeting MyRewards Checking requirements including avoiding the $10 service fee. Avoid $5 monthly participation fee by meeting at least one participation option.
Offer: Applies to balances $0 to $250,000 when MyRewards Checking fee is avoided by meeting monthly qualifying deposit, transaction, and e-statement requirements.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for MyMoney Market Balance APY Up to $250,000Your amount 3.00% Over $250,000 1.50% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: No monthly maintenance fee, no minimum balance requirement to earn dividends if qualifications are met, and no cap on dividend earnings. $1,000 minimum required to open account and earn dividends ($100 for members age 23 and under). Requires opening a primary savings account with $5.00 minimum balance for membership. Dividends calculated via daily balance method and credited monthly. APY applied in the following month.
Offer: Tier 2 requirements: Qualifying government or payroll direct deposits totaling at least $5,000 per calendar month and at least 10 qualifying purchase transactions using a Pacific Service CU debit card and/or Visa credit card posting during the same calendar month. Opening deposit of $1,000 required ($100 for age 23 and under).
Qualified rate · 2.96% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Available in select markets/states to applicants with qualifying residential address. Monthly service fee is waived for accounts with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
2.96% interest rate · $4.50 monthly fee
Rate checked
More details - Woori America BankWooriWON Money MarketWooriWON Money Market · $500 min · 3.00%–3.15% by balance
Bank · 6 branches
3.00%APY$300 a year on $10,000Requirements
Product: Available online in states where branches are located. Interest compounded monthly. Fees may reduce earnings. APY/rate may change at any time before or after account opening.
Offer: Monthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle.
Compounded monthly · $10 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Money Market Balance APY Up to $100,000Your amount 3.00% $100,000 and up 3.15% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Limit of 1 account per Membership. Requires a CleaRewards Checking or CleaRewards Cash Back account. No recurring monthly maintenance charges or fees to open or close.
Offer: When linked CleaRewards Cash Back or CleaRewards Checking qualifications are met during a Monthly Qualification Cycle (at least 15 debit card purchases, at least 1 ACH Credit or ACH Payment transaction, and enrolled in eStatements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective May 20, 2025
Rate checked
More details - 2.95%APY$295 a year on $10,000
Requirements
Product: Exclusive online-only savings account available in states where branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Limited to six transfers/withdrawals per monthly cycle. Interest compounded monthly.
Offer: Monthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle.
Compounded monthly · $5 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Savings Balance APY Up to $100,000Your amount 2.95% $100,000 and up 3.25% Rate checked
More details - 2.90%APY$290 a year on $10,000
Requirements
Product: May be opened in-branch or online. Variable-rate account; interest rate may change after account is opened. $5.00 Monthly Maintenance Fee can be avoided by maintaining an open Icon Checking Account or having an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
Offer: Variable-rate account. Avoid the $5.00 monthly fee with an open Icon Checking Account or an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Partners Federal Credit UnionEnhanced Money MarketEnhanced Money Market · $10,000 min · 0.75%–2.85% by balance
Credit union · 7 branches
2.85%APY$285 a year on $10,000Requirements
Product: Minimum to open is $10,000 in new money (funds not currently on deposit with Partners Federal Credit Union). Cannot be opened online; open via appointment, branch visit, or phone. Rate may change after account is opened.
Offer: Minimum to earn dividends is $2,500. Minimum deposit of $10,000 in new money to open.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Enhanced Money Market Balance APY $2,500 – $9,999 0.75% $10,000 and upYour amount 2.85% Rate checked
More details - Corrections Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min
Credit union · 1 branch
2.85%APY$285 a year on $10,000Requirements
Product: Offers a competitive rate of interest in exchange for larger than normal deposits. $1000 minimum account balance required.
Offer: APY as high as 2.85%. $1000 minimum account balance required.
Rate checked
More details - 2.79%APY$279 a year on $10,000
Requirements
Product: Available online for Guam and CNMI and in branches for all other regions. Online account opening required. Must be funded within 30 days of opening. Interest compounded and credited monthly. Variable rate determined by Bank of Guam.
Offer: No minimum daily balance required to obtain APY. Maintenance fee waived if enrolled in e-Statements. Must be funded within 30 days of opening. In-branch deposit fee $3.00, in-branch withdrawal fee $3.00, paper statement fee $10.00.
$5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: No branch or call center access with this account. Earn 2.75% APY when you have $1,000+ in monthly Direct Deposit to a FIGFCU Checking account; earn the standard 1.75% APY without the Direct Deposit requirement. No maintenance fees or minimum balance requirement.
Offer: With Direct Deposit ($1,000+ monthly ACH Direct Deposit or Agent Net Check into a FIGFCU Checking account).
Qualified rate · No monthly fee
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Dividends are compounded quarterly and credited quarterly. Variable rate; rate may change after account opening. Balances below $5,000 earn regular savings rate (0.10% APY). New Money Required (funds may not be from an existing Financial Partners Credit Union account). No monthly fees.
Offer: Minimum deposit to open and earn stated rate is $5,000. New Money Required.
2.72% interest rate · Compounded quarterly · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Maturity date: April 1st. Monthly maximum deposit of $1,000. Maximum balance of $12,000.
Offer: Fixed rate type. Minimum balance to earn dividend is $50.
2.72% interest rate · Balance cap $12,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - University Credit UnionHigh Yield SavingsSavings · $5 min · 0.00%–2.75% by balance
Credit union · 3 branches
2.75%APY$275 a year on $10,000Requirements
Product: Only available for new money deposited to UCU (money not currently or previously held in a UCU account). A $5 minimum balance is required to maintain membership.
Offer: 0% APY for balance less than $2,500.00.
Effective Jan 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 0.00% $2,500 and upYour amountTiered rate account; Variable rate subject to change after opening. 2.75% Rate checked
More details - Hanmi BankSimple Money MarketSimple Money Market · $100 min · 0.05%–2.80% by balance
Bank · 21 branches
2.60%APY$260 a year on $10,000Requirements
Product: A maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
Offer: Monthly maintenance charge of $5 waived when average daily balance for the statement cycle is $500 or more.
$5 monthly fee · Effective Dec 11, 2025
Rate by balance
Rate by balance for Simple Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.60% $100,000 and up 2.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches