Credit union · NCUA insured
Corazo Credit Union Savings Rates
Top CarrotCorazo Credit Union’s best savings rate is 2.75% APY on $10,000, with its Scholar Saver. Rates checked October 16, 2026.
How Corazo Credit Union’s savings rates compare
Compared with banks and credit unions near El Centro, CA, where Corazo Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Corazo Credit Union
2.75%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $275
Scholar Saver
Top rate
Sunflower Bank
3.02%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $302
3rd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Corazo Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.75%
- $10,000 balance$10,0002.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified2.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Corazo Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Summer Saver
3.25%APY
Maturity date: July 1st. Monthly maximum deposit of $1,000. Maximum balance of $12,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $12,000Fixed rate type. Minimum balance to earn dividend is $50.Up to $12,000 | 3.25% | $325 | Fixed rate type. Minimum balance to earn dividend is $50. |
Sources (2)
All captured Oct 6, 2026
Scholar Saver
2.75%APY
Maturity date: April 1st. Monthly maximum deposit of $1,000. Maximum balance of $12,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $12,000Fixed rate type. Minimum balance to earn dividend is $50.Up to $12,000 | 2.75% | $275 | Fixed rate type. Minimum balance to earn dividend is $50. |
Sources (2)
All captured Oct 6, 2026
Emergency Savings
1.75%APY
Dividends are paid monthly. Maximum balance of $10,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Variable rate type. Minimum balance to earn dividend is $5.Up to $10,000 | 1.75% | $175 | Variable rate type. Minimum balance to earn dividend is $5. |
Sources (2)
All captured Oct 6, 2026
Money Market
0.35%APY
Dividends are tiered based on average daily balance. $1,000 minimum opening deposit and $1,000 minimum balance to earn dividends. Rate is variable.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Variable rate. Minimum $1,000 to earn dividend. Dividend rate paid on the balance in this tier. | 0.35% | $35 | Variable rate. Minimum $1,000 to earn dividend. Dividend rate paid on the balance in this tier. |
| $10,001 – $25,000Variable rate. Minimum $1,000 to earn dividend. Dividend rate paid on the balance in this tier. | 0.65% | — | Variable rate. Minimum $1,000 to earn dividend. Dividend rate paid on the balance in this tier. |
| $25,001 – $50,000Variable rate. Minimum $1,000 to earn dividend. Dividend rate paid on the balance in this tier. | 0.70% | — | Variable rate. Minimum $1,000 to earn dividend. Dividend rate paid on the balance in this tier. |
| $50,001 and upVariable rate. Minimum $1,000 to earn dividend. Dividend rate paid on the balance in this tier. | 0.75% | — | Variable rate. Minimum $1,000 to earn dividend. Dividend rate paid on the balance in this tier. |
Sources (2)
All captured Oct 6, 2026
Rainy Day Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Variable rate type. Minimum balance to earn dividend is $5. | 0.05% | $5 | Variable rate type. Minimum balance to earn dividend is $5. |
| $10,001 and upVariable rate type. Minimum balance to earn dividend is $5. | 0.10% | — | Variable rate type. Minimum balance to earn dividend is $5. |
Sources (1)
- corazocu.com/rates-fees/deposit-rates · captured Oct 6, 2026
Regular Savings
0.05%APY
Dividends are paid monthly. Member share account required for credit union membership.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Variable rate type. Minimum balance to earn dividend is $5. | 0.05% | $5 | Variable rate type. Minimum balance to earn dividend is $5. |
| $10,001 and upVariable rate type. Minimum balance to earn dividend is $5. | 0.10% | — | Variable rate type. Minimum balance to earn dividend is $5. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Holiday Saver
2.75%APY
Maturity date: November 1st. Monthly maximum deposit of $1,000. Maximum balance of $12,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $12,000Fixed rate type. Minimum balance to earn dividend is $50.Up to $12,000 | 2.75% | $275 | Fixed rate type. Minimum balance to earn dividend is $50. |
Sources (2)
All captured Oct 6, 2026
Individual Retirement Account (IRA) Savings - No Term
0.20%APY
Available as Traditional IRA, Roth IRA, or Education (Coverdell) IRA wrappers with no annual fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Variable rate type. Minimum to earn dividend is $50. | 0.10% | — | Variable rate type. Minimum to earn dividend is $50. |
| $2,501 – $10,000Variable rate type. Minimum to earn dividend is $50. | 0.20% | $20 | Variable rate type. Minimum to earn dividend is $50. |
| $10,001 – $25,000Variable rate type. Minimum to earn dividend is $50. | 0.40% | — | Variable rate type. Minimum to earn dividend is $50. |
| $25,001 – $50,000Variable rate type. Minimum to earn dividend is $50. | 0.60% | — | Variable rate type. Minimum to earn dividend is $50. |
| $50,001 – $100,000Variable rate type. Minimum to earn dividend is $50. | 0.70% | — | Variable rate type. Minimum to earn dividend is $50. |
| $100,001 and upVariable rate type. Minimum to earn dividend is $50. | 0.90% | — | Variable rate type. Minimum to earn dividend is $50. |
Sources (3)
- corazocu.com/accounts/retirement
- corazocu.com/rates-fees/deposit-rates
- corazocu.com/rates-fees/schedule-of-fees
All captured Oct 6, 2026
Kids Club
0.05%APY
Account for children ages 12 and under.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Variable rate type. Minimum balance to earn dividend is $5. | 0.05% | $5 | Variable rate type. Minimum balance to earn dividend is $5. |
| $10,001 and upVariable rate type. Minimum balance to earn dividend is $5. | 0.10% | — | Variable rate type. Minimum balance to earn dividend is $5. |
Sources (2)
All captured Oct 6, 2026
Who can join Corazo Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who live, work, or worship in Imperial County.
- Membership is open to all who live, work, or worship in 14 cities in Riverside County (Banning, Beaumont, Blythe, Cathedral City, Coachella, Desert Hot Springs, Indian Wells, Indio, La Quinta, Palm Desert, Palm Springs, Rancho Mirage, Thermal, and Thousand Palms).
Membership information collected October 5, 2026.