Bank · FDIC insured
Bank of Guam
A $3.2B bank, the 394th largest of 4,207, headquartered in Hagatna, GU, with 15 branches in 6 states. Best rates: savings 2.79% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings892.79%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Guam
- Headquarters
- 111 W Chalan Santo Papa, Hagatna, GU 96910
- FDIC certificate
- 20884 ↗
Branches
15 branches in 6 states
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Guam
5 branches
Hagatna area · 1
- Bank of GuamMain office111 W Chalan Santo Papa, Hagatna, GU 96910Directions
Mangilao area · 1
- Mangilao Branch122 Jesus R Mariano St, Mangilao, GU 96913Directions
Tamuning area · 1
- Tamuning Branch590 S Marine Corps Dr, Gitc Building, Tamuning, GU 96913Directions
Tumon area · 1
- Upper Tumon Branch718 N Marine Corps Dr, Tumon, GU 96913Directions
Yigo area · 1
- Yigo BranchYigo Town Center Building, Yigo, GU 96929Directions
Micronesia
4 branches
Chuuk area · 1
- Chuuk BranchShigeto Building, Chuuk, FM 96942Directions
Kosrae area · 1
- Kosrae BranchUnit 104 Capital Plaza Bldg., Kosrae, FM 96944Directions
Pohnpei area · 1
- Pohnpei BranchLewi Nett, Pohnpei, FM 96941Directions
Yap area · 1
- Yap BranchAit Bldg., Yap, FM 96943Directions
Northern Mariana Islands
3 branches
Rota area · 1
- Rota BranchBank Of Guam Buildingsan Francisco Deborja Street, Rota, MP 96951Directions
Saipan area · 1
- Garapan BranchBank Of Guam Building, Beach Road, Alaihai Ave, Saipan, MP 96950Directions
Tinian area · 1
- Tinian Facility BranchHofschneider'S Commercial Building, Tinian, MP 96952Directions
California
1 branch
- San Francisco Branch400 Montgomery St, San Francisco, CA 94104Directions
Marshall Islands
1 branch
- Majuro BranchDelap Village, Majuro, MH 96960Directions
Palau
1 branch
- Palau BranchPdc Building, Koror, PW 96940Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.34% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.89% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.63% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $60 | $88 | — |
- CapitalLeverage ratio8.34%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.89%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.63%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$60Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Guam are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.