Credit union · NCUA insured
Rogue Credit Union Savings Rates
Top CarrotRogue Credit Union’s best savings rate is 0.60% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Rogue Credit Union’s savings rates compare
Compared with banks and credit unions near Medford, OR, where Rogue Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Rogue Credit Union
3.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $300
MyMoney Market
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Rogue Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rogue Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Ownership Account
5.00%APY
Cashback reward credits and transfers through Dividend MAX or Double Save the Change are the only deposits permitted. Annual transfer limit of $4,000 applies through Dividend Max.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOnly accepts cashback reward deposits/transfers. Monthly compounding and crediting.Any balance | 5.00% | $500 | Only accepts cashback reward deposits/transfers. Monthly compounding and crediting. |
MyMoney Market
Up to 3.00%APY
Requires a MyRewards Checking account. If MyRewards Checking is closed, account converts to standard Money Market offering. Higher APY requires meeting MyRewards Checking requirements including avoiding the $10 service fee. Avoid $5 monthly participation fee by meeting at least one participation option.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000Applies to balances $0 to $250,000 when MyRewards Checking fee is avoided by meeting monthly qualifying deposit, transaction, and e-statement requirements. | 3.00% | $300 | Applies to balances $0 to $250,000 when MyRewards Checking fee is avoided by meeting monthly qualifying deposit, transaction, and e-statement requirements. |
| Any balanceApplies to entire balance when MyRewards Checking monthly service fee is assessed / requirements are not met. | 1.50% | $150 | Applies to entire balance when MyRewards Checking monthly service fee is assessed / requirements are not met. |
| Over $250,000Applies to remainder of balances above $250,000 when MyRewards Checking fee is avoided. | 1.50% | — | Applies to remainder of balances above $250,000 when MyRewards Checking fee is avoided. |
Sources (2)
- roguecu.org/personal-services/…it-accounts/money-market
- roguecu.org/media/yjyb1q41/member_disclosure.pdf
All captured Oct 15, 2026
Money Market
0.60%APY
Tiered rate account; specified dividend rate for a tier applies to the entire account balance if the balance falls within the range for that tier. $10 monthly service fee applies if average daily balance drops below $2,000 (fee waived for Premier Members with $30,000+ in combined balances). Avoid $5 monthly participation fee by meeting at least one participation option.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). | 0.50% | — | $10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). |
| $10,000 – $25,000$10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). | 0.60% | $60 | $10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). |
| $25,000 – $50,000$10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). | 0.75% | — | $10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). |
| $50,000 – $100,000$10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). | 0.90% | — | $10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). |
| $100,000 – $150,000$10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). | 1.00% | — | $10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). |
| $150,000 and up$10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). | 1.00% | — | $10 monthly fee waived if minimum balance of $2,000 is met (no fee for Premier Members). |
Regular Savings
0.05%APY
Options to avoid $5 monthly participation fee after three months of membership include being a member for >10 years, $500+ combined deposits, active checking, current/paid-off loan, under 25, or investment portfolio. Minimum balance for dividends is $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $100 balance to earn dividends. Monthly compounding and crediting.$100 and up | 0.05% | $5 | Minimum $100 balance to earn dividends. Monthly compounding and crediting. |
Sources (2)
- roguecu.org/personal-services/…deposit-accounts/savings
- roguecu.org/media/yjyb1q41/member_disclosure.pdf
All captured Oct 15, 2026
Special-purpose accounts
Rogue Climbers Savings
1.26%APY on $10,000
Youth savings account for members age 13 to 17. Automatically transitions to regular checking and savings at age 18. Blended rate account.
| Part of the balance | Rate on that part |
|---|---|
| Up to $10,000 | 1.25% |
| $10,000 and up | 0.50% |
On $10,000 the tiers blend to about 1.26% APY, earning $126 a year.
Sources (1)
- roguecu.org/media/yjyb1q41/member_disclosure.pdf · captured Oct 15, 2026
Rogue Rangers Savings
1.26%APY on $10,000
Youth savings account for members under age 13. Automatically transitions to Rogue Climbers at age 13. Blended rate account.
| Part of the balance | Rate on that part |
|---|---|
| Up to $10,000 | 1.25% |
On $10,000 the tiers blend to about 1.26% APY, earning $126 a year.
Sources (1)
- roguecu.org/media/yjyb1q41/member_disclosure.pdf · captured Oct 15, 2026
IRA Accumulator
0.50%APY
Individual retirement savings account. Accrued dividends paid even if closed before crediting date.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $100 to earn dividends. Monthly compounding and crediting.$100 and up | 0.50% | $50 | Minimum $100 to earn dividends. Monthly compounding and crediting. |
Sources (1)
- roguecu.org/media/yjyb1q41/member_disclosure.pdf · captured Oct 15, 2026
Who can join Rogue Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.