Bank · FDIC insured
Bank of Guam Savings Rates
Bank of Guam’s best savings rate is 2.79% APY on $10,000, with its True Savings Plus. Rates checked October 22, 2026.
How Bank of Guam’s savings rates compare
Compared with banks and credit unions near San Francisco, CA, where Bank of Guam has the most branches. $10,000, best rate first.
This bank’s best
Bank of Guam
2.79%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $279
True Savings Plus
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Bank of Guam savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.79%
- $10,000 balance$10,0002.79%
- $100,000 balance$100,0002.79%
- QualifiedQualified2.79%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Guam ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
True Savings Plus
2.79%APY
Available online for Guam and CNMI and in branches for all other regions. Online account opening required. Must be funded within 30 days of opening. Interest compounded and credited monthly. Variable rate determined by Bank of Guam.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum daily balance required to obtain APY. Maintenance fee waived if enrolled in e-Statements. Must be funded within 30 days of opening. In-branch deposit fee $3.00, in-branch withdrawal fee $3.00, paper statement fee $10.00.Any balance | 2.79% | $279 | No minimum daily balance required to obtain APY. Maintenance fee waived if enrolled in e-Statements. Must be funded within 30 days of opening. In-branch deposit fee $3.00, in-branch withdrawal fee $3.00, paper statement fee $10.00. |
Sources (1)
- bankofguam.com/personal/save/savings-accounts · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.