Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 646–660 results in California
- Corazo Credit UnionRainy Day SavingsSavings · $5 min · 0.05%–0.10% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Offer: Variable rate type. Minimum balance to earn dividend is $5.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Rainy Day Savings Balance APY Up to $10,000Your amount 0.05% $10,001 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open with as little as $10. Minimum $10 balance to maintain this account. Earn dividends on any balance. No monthly fee and free withdrawals.
Offer: Minimum $10 balance to maintain this account.
No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Secondary savings account that allows custom naming for vacations, college expenses, or other savings goals. Minimum deposit of $10.00 required.
Offer: Account begins earning dividends on $50.00.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Starting point for all POPA FCU members. In order to open any other account or apply for a loan, everyone must begin with a Regular Share Account. Minimum average daily balance requirement is $10.00 ($10.00 initial deposit if mailing in).
Offer: Tier for Less than $25k. Minimum balance to earn dividends is $50.00.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 minimum deposit to secure Credit Union membership.
Offer: $5 minimum deposit to secure Credit Union membership.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Monthly service fee varies with monthly balance; waived with a $500.00 minimum balance, an active AVCU checking account, or an AVCU loan.
Offer: Minimum balance required to earn stated APY.
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $34,999 0.05% $35,000 – $49,999 0.05% $50,000 and up 0.10% Rate checked
More details - Montecito Bank & TrustMB&T Money Builder Money MarketMB&T Money Builder Money Market · $25 min · 0.05%–0.15% by balance
Bank · 16 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance fee of $5 is waived by enrolling in eStatements AND either setting up a recurring monthly automatic transfer of $25 or more from an MB&T account to your MB&T Money Builder account OR maintaining a minimum daily balance of $300. Checkwriting, bill-pay, or Zelle transactions are not allowed. Interest compounds quarterly and pays quarterly.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for MB&T Money Builder Money Market Balance APY Up to $9,999 0.05% $10,000 – $49,999Your amount 0.05% $50,000 – $99,999 0.05% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 28, 2026
Rate checked
More details - Montecito Bank & TrustMontecito Money FundMontecito Money Fund · $0 min · 0.05%–0.15% by balance
Bank · 16 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance fee of $10 is waived by maintaining a $2,500 minimum daily balance. Simple interest accrues daily, compounded monthly and paid monthly. Features checkwriting capabilities.
0.05% interest rate · Compounded monthly · $10 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Montecito Money Fund Balance APY Up to $9,999 0.05% $10,000 – $49,999Your amount 0.05% $50,000 – $99,999 0.05% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $9 quarterly maintenance fee waived with $300 minimum daily balance. Simple interest accrues daily, compounded quarterly and paid quarterly.
Offer: $9 quarterly maintenance fee waived with $300 minimum daily balance.
0.05% interest rate · Compounded quarterly · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires membership with Valley Oak Credit Union. Daily balance of $250 or more pays interest compounded monthly.
Offer: Minimum balance to earn dividends is $250. Compounded monthly. APY on non-term accounts may change after opening.
0.05% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership share and voting right in the credit union. Requires a $5 minimum opening deposit and $5 minimum balance. No monthly maintenance fee, but a $5 monthly low balance fee applies after 12 months of inactivity with an aggregate balance below $50. Fees could reduce earnings.
Offer: Rate applies to all savings balances. Fees could reduce earnings on the account. $5 monthly fee applies after 12 months of inactivity and aggregate balance of less than $50.
0.05% interest rate · No monthly fee · Effective Feb 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 maintenance fee assessed each statement cycle; fee waived with minimum $100 daily balance. Variable rate may change daily.
Offer: $5 maintenance fee waived with minimum $100 daily balance. Variable rate.
0.05% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Initial deposit of $50.00 required representing ownership share; $50.00 minimum balance must be maintained as long as you are a member. Dividends compounded and paid quarterly. No monthly fees or service charges. $3.00 monthly fee if minimum balance falls below $50.00 ($5.00 minimum for minor accounts).
Offer: Dividend paid quarterly; calculated on minimum balance requirements on a 365 day basis.
0.05% interest rate · No monthly fee · Effective Sep 7, 2026
Rate checked
More details - OneUnited BankUNITY Money MarketUNITY Money Market · $500 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance service charge membership fee of $12.00 is avoided with a minimum balance of $500.
Offer: Rate requires a minimum average daily balance of $500 – $24,999. Monthly fee of $12.00 avoided with a minimum balance of $500.
0.05% interest rate · $12 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for UNITY Money Market Balance APY $500 – $24,999Your amount 0.05% $25,000 – $74,999 0.10% $75,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches