Credit union · NCUA insured
Alta VistaCU
A $211.7M credit union headquartered in Redlands, CA, with 11,782 members and 2 branches in California. Best rates: CDs 3.00% and savings 0.15% APY.
Alta VistaCU Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#34 of 50 in Riverside, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Alta VistaCU
Alta Vista Credit Union serves the Inland Empire region.
- Headquarters
- 1425 W Lugonia Ave, Redlands, CA 92374
- NCUA charter
- 64531
Branches
2 branches in California
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California
2 branches
- Lugonia BranchMain office1425 W Lugonia Ave, Redlands, CA 92374Directions
- Riverside Ave Branch2025 N Riverside Ave, Rialto, CA 92377Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.89% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.51% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.19% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $69 | $76 | — |
- CapitalNet worth ratio8.89%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.51%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.19%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$69Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Alta VistaCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.