Bank · FDIC insured
Savings Bank of Mendocino County Savings Rates
Savings Bank of Mendocino County’s best savings rate is 0.05% APY on $10,000, with its Local Choice Savings. Rates checked October 16, 2026.
How Savings Bank of Mendocino County’s savings rates compare
Compared with banks and credit unions near Ukiah, CA, where Savings Bank of Mendocino County has the most branches. $10,000, best rate first.
This bank’s best
Savings Bank of Mendocino County
0.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $5
Local Choice Savings
Top rate
Redwood Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Columbia Bank
2.00%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $200
Savings Bank of Mendocino County savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Savings Bank of Mendocino County ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Local Choice Savings
0.05%APY
$5 maintenance fee assessed each statement cycle; fee waived with minimum $100 daily balance. Variable rate may change daily.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 maintenance fee waived with minimum $100 daily balance. Variable rate.Any balance | 0.05% | $5 | $5 maintenance fee waived with minimum $100 daily balance. Variable rate. |
Sources (1)
- savingsbank.com/personal/savings · captured Oct 6, 2026
Special-purpose accounts
CA$H Kids Club Savings
0.05%APY
Savings for ages 5 to 12. For customers under age 13, access is not allowed for Online Banking, Mobile Banking, Mobile Deposit, and E-Statements (inquire-only allowed for TeleBank). Variable rate may change daily.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor ages 5 to 12. Customers under age 13 have restricted digital banking access. Variable rate.Any balance | 0.05% | $5 | For ages 5 to 12. Customers under age 13 have restricted digital banking access. Variable rate. |
Sources (1)
- savingsbank.com/personal/savings · captured Oct 6, 2026
Holiday Savings
0.05%APY
Savings for that special time of year. Variable rate may change daily.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate.Any balance | 0.05% | $5 | Variable rate. |
Sources (1)
- savingsbank.com/personal/savings · captured Oct 6, 2026
IRA Savings Account
0.05%APY
Variable rate and may change after account opening. Minimum subsequent deposits $50.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Minimum subsequent deposits $50.00.Any balance | 0.05% | $5 | Variable rate. Minimum subsequent deposits $50.00. |
Sources (1)
- savingsbank.com/investment-services/iras · captured Oct 6, 2026
Smart Start Savings
0.05%APY
Savings for teens 13 to 17 years old. Variable rate may change daily.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor teens 13 to 17 years old. Variable rate.Any balance | 0.05% | $5 | For teens 13 to 17 years old. Variable rate. |
Sources (1)
- savingsbank.com/personal/savings · captured Oct 6, 2026
UTMA Savings
0.05%APY
Custodial account for minors. For customers under age 13, access is not allowed for Online Banking, Mobile Banking, Mobile Deposit, and E-Statements (inquire-only allowed for TeleBank). Variable rate may change daily.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCustodial account for minors. Digital banking restrictions apply for customers under age 13. Variable rate.Any balance | 0.05% | $5 | Custodial account for minors. Digital banking restrictions apply for customers under age 13. Variable rate. |
Sources (1)
- savingsbank.com/personal/savings · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.