Alta VistaCU Savings & Money Market Rates

How Alta VistaCU’s savings rates compare

Compared with banks and credit unions near Riverside, CA, where Alta VistaCU has the most branches. $10,000, best rate first.

This credit union’s best
Alta VistaCU
0.15%APY
Minimum
$2,000
Earns on $10,000 a year
$15
Premier Money Market
Top rate
EverBank
4.20%APY
Minimum
$0
Earns on $10,000 a year
$420
EverBank rates
2nd-highest rate
Flagstar Bank
4.00%APY
Minimum
$1
Earns on $10,000 a year
$400
Flagstar Bank rates

Compare savings rates near you →

Savings score

Higher than 17% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0000.15%
$100,000 balance$100,0000.20%
QualifiedQualified0.15%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Alta VistaCU ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Platinum Money Market

Up to 1.10%APYRequirements apply$20,000 to open

Minimum balance of $20,000 to open/maintain and hold an active Alta Vista checking account. Monthly service fee of $10.00 is waived with a $20,000.00 minimum daily balance. Dividends are calculated daily and compounded monthly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$20,000 – $49,999Requires maintaining minimum balance of $20,000 and holding an active Alta Vista checking account. Monthly fee waived with $20,000.00 minimum daily balance.	0.50%	—	Requires maintaining minimum balance of $20,000 and holding an active Alta Vista checking account. Monthly fee waived with $20,000.00 minimum daily balance.
$50,000 – $99,999Requires maintaining minimum balance of $20,000 and holding an active Alta Vista checking account. Monthly fee waived with $20,000.00 minimum daily balance.	0.60%	—	Requires maintaining minimum balance of $20,000 and holding an active Alta Vista checking account. Monthly fee waived with $20,000.00 minimum daily balance.
$100,000 – $199,999Requires maintaining minimum balance of $20,000 and holding an active Alta Vista checking account. Monthly fee waived with $20,000.00 minimum daily balance.	0.75%	—	Requires maintaining minimum balance of $20,000 and holding an active Alta Vista checking account. Monthly fee waived with $20,000.00 minimum daily balance.
$200,000 and upRequires maintaining minimum balance of $20,000 and holding an active Alta Vista checking account. Monthly fee waived with $20,000.00 minimum daily balance.	1.10%	—	Requires maintaining minimum balance of $20,000 and holding an active Alta Vista checking account. Monthly fee waived with $20,000.00 minimum daily balance.

Sources (2)

All captured Sep 16, 2026

Premier Money Market

0.15%APY$2,000 to open

Open with a minimum balance of $2,000 to start earning dividends. Monthly service fee of $10.00 is waived with a $2,000.00 minimum daily balance. Dividends are calculated daily and compounded monthly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,000 – $19,999Minimum balance required to earn stated APY. Monthly fee waived with $2,000.00 minimum daily balance.	0.15%	$15	Minimum balance required to earn stated APY. Monthly fee waived with $2,000.00 minimum daily balance.
$20,000 and upMinimum balance required to earn stated APY. Monthly fee waived with $2,000.00 minimum daily balance.	0.20%	—	Minimum balance required to earn stated APY. Monthly fee waived with $2,000.00 minimum daily balance.

Sources (2)

All captured Oct 6, 2026

Regular Savings

0.05%APY

Monthly service fee varies with monthly balance; waived with a $500.00 minimum balance, an active AVCU checking account, or an AVCU loan.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $9,999Minimum balance required to earn stated APY.	0.05%	—	Minimum balance required to earn stated APY.
$10,000 – $24,999Minimum balance required to earn stated APY.	0.05%	$5	Minimum balance required to earn stated APY.
$25,000 – $34,999Minimum balance required to earn stated APY.	0.05%	—	Minimum balance required to earn stated APY.
$35,000 – $49,999Minimum balance required to earn stated APY.	0.05%	—	Minimum balance required to earn stated APY.
$50,000 and upMinimum balance required to earn stated APY.	0.10%	—	Minimum balance required to earn stated APY.

Sources (1)

altavistacu.org/about/rates · captured Oct 6, 2026

Special-purpose accounts

Holiday Club Account

1.00%APYClub$10 to open

Requires a $10 opening deposit and a $10 monthly deposit to maintain the account. Withdrawals permitted November 1 through December 31.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upMinimum balance of $5 required to earn stated APY. Dividends paid monthly.$5 and up	1.00%	$100	Minimum balance of $5 required to earn stated APY. Dividends paid monthly.

Sources (3)

All captured Oct 6, 2026

Traditional/Roth IRA Savings

0.25%APYIRA

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $9,999Applies to Traditional and Roth IRA savings accounts.	0.25%	—	Applies to Traditional and Roth IRA savings accounts.
$10,000 – $24,999Applies to Traditional and Roth IRA savings accounts.	0.25%	$25	Applies to Traditional and Roth IRA savings accounts.
$25,000 – $34,999Applies to Traditional and Roth IRA savings accounts.	0.25%	—	Applies to Traditional and Roth IRA savings accounts.
$35,000 – $49,999Applies to Traditional and Roth IRA savings accounts.	0.25%	—	Applies to Traditional and Roth IRA savings accounts.
$50,000 and upApplies to Traditional and Roth IRA savings accounts.	0.25%	—	Applies to Traditional and Roth IRA savings accounts.

Sources (1)

altavistacu.org/about/rates · captured Oct 6, 2026

Youth Savings Account

0.05%APYKids and teens$25 to open

Designed for members ages 0-17. Parental Acknowledgment Form must be signed in the presence of a staff member at a branch.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upMinimum balance of $25 required to earn stated APY.$25 and up	0.05%	$5	Minimum balance of $25 required to earn stated APY.

Sources (3)

All captured Oct 6, 2026

Who can join Alta VistaCU

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← Alta VistaCU overview

How Alta VistaCU’s savings rates compare

Alta VistaCU savings score

Current savings rates

Platinum Money Market

Premier Money Market

Regular Savings

Special-purpose accounts

Holiday Club Account

Traditional/Roth IRA Savings

Youth Savings Account

Who can join Alta VistaCU