Compare Bank & Credit Union Rates
Best savings rates in Hoover, AL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Hoover, AL
- 0.70%APY$70 a year on $10,000
Requirements
Product: Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. Requires a savings account to establish credit union membership.
Offer: Interest paid monthly. Once a particular range is met, the APY applies to the full balance.
Effective Oct 30, 2025
Rate checked
More details - FirstBankMoney Market TieredMoney Market Tiered · $2,500 min · 0.00%–0.75% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Tiered interest rate account. $10 minimum balance fee imposed every month the daily balance falls below $2,500.00. Six free withdrawals or transfers per statement cycle ($2 per transaction over 6). Applicant must be 18 years of age or older.
Offer: Tier 1: Daily balances of $0.00 to $2,499.99 earn 0.00% interest rate and 0.00% APY. Monthly fee of $10 applies if daily balance falls below $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Tiered Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.65% $10,000 – $100,000Your amount$10 fee waived if daily balance remains at or above $2,500.00. 0.65% $100,000 – $250,000$10 fee waived if daily balance remains at or above $2,500.00. 0.70% $250,000 and up$10 fee waived if daily balance remains at or above $2,500.00. 0.75% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - 0.40%APY$40 a year on $10,000
0.40% interest rate · Effective Mar 1, 2026
Rate checked
More details - Legacy Credit UnionShare Savings AccountSavings · $100 min · 0.10%–0.50% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Must be a member of Legacy Community Federal Credit Union (open to those who live, work, worship, or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Coosa, Cullman, Talladega, or Bibb counties). Requires a $5 initial membership deposit maintained through the life of membership.
No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $2,500 0.10% $2,500 – $40,000Your amount 0.30% $40,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes AmFirst credit union membership ($5.00 share purchase required to open). $5.00 par value fee if daily balance falls below $5.00 minimum. Dividends compounded and credited quarterly on average daily balances over $100.
Offer: Dividends compounded and credited quarterly. Minimum balance to open is $5.00 share purchase.
Effective Sep 18, 2026
Rate by balance
Rate by balance for Savings (Share Account) Balance APY $100 – $9,999 0.25% $10,000 – $39,999Your amount 0.30% $40,000 – $74,999 0.40% $75,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Allows separating funds from regular share savings account for specific purposes.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Effective Mar 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishing membership with Alabama Credit Union. Electronic or automatic withdrawals and transfers are limited to six per month. Dividends calculated on daily balances, credited and compounded quarterly.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Compounded quarterly · Effective Mar 31, 2026
Rate checked
More details - AlaTrust Credit UnionShare AccountSavings · $101 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Designed for ages 25+. Holds membership at AlaTrust and pays dividends calculated on daily balances, credited and compounded quarterly. Electronic or automatic withdrawals and transfers are limited to 6 per month with unlimited free in-branch, AlaTrust ATM, or CO-OP ATM withdrawals.
Compounded quarterly · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Account Balance APY $101 – $9,999 0.20% $10,000 – $39,999Your amount 0.25% $40,000 – $75,000 0.30% $75,001 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account. Dividends compounded and credited quarterly based on average daily balance method. Minimum initial deposit and minimum balance is $1 (par value of 1 share). $100 minimum average daily balance to earn dividends. No monthly fee.
Offer: Tier 6: $0.00 – $99.99. Prospective dividend rate 0.00%.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 – $10,000Prospective dividend rate 0.10%. 0.10% $10,000 – $40,000Your amountProspective dividend rate 0.20%. 0.20% $40,000 – $75,000Prospective dividend rate 0.25%. 0.25% $75,000 – $100,000Prospective dividend rate 0.30%. 0.30% $100,000 and upProspective dividend rate 0.50%. 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: A service charge applies if the average daily balance falls below $25 during the statement cycle.
Offer: Service charge imposed if average daily balance for the cycle falls below $25.
0.20% interest rate · Effective Mar 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hoover, AL
62 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.97%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.30%
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Birmingham, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ASE Credit UnionCredit union · 1 branch
- AOD Federal Credit UnionCredit union · 1 branch
- AmFirstCredit union · 17 branches