Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 72 in Indiana · median 10.62% APR
- 7.90%APRas low as
Terms
Rates vary according to qualifications.
Credit card score 94 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
APR for purchases, balance transfers, and cash advances. Rates illustrated reflect a 0.25% discount for having Credit Union checking account with direct deposit of $500 or more each month. Actual loan rate will be determined from credit score.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as · up to 16.90%
8.90% APR, up to 16.90%
Terms
Standard APR on unpaid balance based on creditworthiness. 8.90% APR listed as lowest rate as of October 1, 2026. No annual fee, no cash advance or domestic transaction fees. No interest charged on purchases if paid within 25 days of statement date. 1% foreign transaction fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
Purchases APR. Credit score of 680 or higher required. Credit limits between $5,000 and $15,000. Payment calculated at 2% of outstanding balance.
Credit card score 89 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
Maximum loan amount: $5,000.00 - $15,000.00. Estimated payment: 3% of balance. 25-day grace period on purchases.
Credit card score 89 · Carrot Score 98
Rate checked · Credit cards rates on its site
More details - 8.90%APRas low as
Terms
Fixed rate. Rates are based on certain credit-worthiness criteria; not all applicants will qualify. Earns Rewards points with every purchase. Buy Now, Pay Later installment payment option available.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 9.00%APRas low as
Terms
Regular APR tier; risk based lending determines specific rate (9%, 11.5%, or 14%).
Credit card score 88
Rate checked · Credit cards rates on its site
More details - 9.49%APRas low as
Terms
Fixed rate as low as 9.49% APR based on credit score.
Credit card score 88 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - 9.50%APRas low as
Terms
Rate is APR as low as; actual rate is determined by credit score. APR is subject to credit approval; maximum APR is 18%. Maximum term / payment: 3% of unpaid balance, minimum payment $25.00 per month.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
Rates are based upon credit bureau score with TransUnion. Only well qualified members will receive the lowest rate. No cash advance fees; 1/2% rebate on purchases. 25-day grace period on purchases, no grace period on cash advances.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Fixed rate APR as low as 9.90%. Credit limit up to $10,000. No annual fee. Rate based on creditworthiness.
Credit card score 84 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Fixed APR As low as 9.90%. Final rate based on creditworthiness.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
For loans which are approved, the rate is determined by the borrower's credit rating and may be as low as the rates above.
Credit card score 84 · Carrot Score 79
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Indiana
72 banks and credit unions · checked Oct 30–Nov 6
- Typical
- 10.62%
- Top 10% up to
- 9.49%
- Credit unions, typical
- 10.62%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Haynes Community FCUCredit union · 1 branch
- Summit Choice Credit UnionCredit union · 6 branches
- Whiting Refinery Federal Credit UnionCredit union · 1 branch