Credit union · Privately insured
Firefighters Credit Union Credit Card Rates
Firefighters Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Firefighters Credit Union’s credit card rates compare
Compared with banks and credit unions near Indianapolis, IN, where Firefighters Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Firefighters Credit Union
8.90%APR
Visa® Platinum
Lowest rate
Christian Family Credit Union
8.90%APR
3rd-lowest rate
Bar-Cons Federal Credit Union
9.90%APR
Firefighters Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Firefighters Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Classic
No annual fee. Credit limits up to $10,000. Payment calculated at 2% of outstanding account balance. Credit approval required; rates determined by credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | APR as low as 13.9%. Rate determined by credit score. Payment calculated at 2% of outstanding Visa Account balance. Credit limits up to $10,000. |
Sources (3)
All captured Oct 5, 2026
Visa® Platinum
No annual fee. Available to applicants with a credit score of 680 or higher. Credit limits between $5,000 and $15,000. Payment calculated at 2% of outstanding account balance. Credit approval required.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Purchases APR. Credit score of 680 or higher required. Credit limits between $5,000 and $15,000. Payment calculated at 2% of outstanding balance. |
| Ongoing | 10.90% | None | Balance transfers APR. Credit score of 680 or higher required. Credit limits between $5,000 and $15,000. Payment calculated at 2% of outstanding balance. |
Who can join Firefighters Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Computer Experts are eligible to join.
- Employees of Firefighters Credit Union are eligible to join.
- Employees of File Engine, Server Partners, LLC are eligible to join.
- All members of the Indiana Firefighters Association, Inc. are eligible to join.
- All members of the Indiana Volunteer Firefighters Association are eligible to join.
- All members of the Professional Fire Fighters Union of Indiana, Inc. are eligible to join.
6 more ways to join
Employers and groups
- Persons retired as pensioners or annuitants from the qualifying employments are eligible to join.
Military, government and schools
- All firefighters appointed in any capacity or status and civilian employees of Fire Departments in Marion, Boone, Hamilton, Hancock, Hendricks, Johnson, Morgan and Shelby Counties, IN are eligible to join.
- Full-time, paid, professional, uniformed employees of Police Departments in the Cities of Franklin, Greenfield, Shelbyville or Speedway, IN are eligible to join.
Family and household
- Members of immediate families, including life partners, of eligible persons are eligible to join.
- Spouses of persons who died while within the field of membership of this Credit Union are eligible to join.
Other ways
- Organizations of eligible persons are eligible to join.
Cost to join
- A regular share savings account requires a $5 minimum balance.
Membership information collected October 5, 2026.