Credit union · NCUA insured
Afena Federal Credit Union Credit Card Rates
Afena Federal Credit Union credit cards start at 9.49% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Afena Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Marion, IN, where Afena Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Afena Federal Credit Union
9.49%APR
Visa Platinum
Lowest rate
Riverside Community FCU
8.90%APR
3rd-lowest rate
Via Credit Union
10.90%APR
Afena Federal Credit Union credit card score
87
Credit card score
Higher than 80% of U.S. banks and credit unions
- Purchase APRPurchase APR9.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Afena Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
All rates based on credit score. Line of credit up to $20,000 (must meet qualifications). Minimum payment is $25 or 3%, whichever is greater. Serves Grant, Wabash, Blackford, Jay, and Wells counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.49% | None | Fixed rate as low as 9.49% APR based on credit score. |
Sources (1)
- afenafcu.org/borrow/visa-rewards-card- · captured Oct 7, 2026
Visa Rewards
All rates based on credit score. Minimum payment is $25 or 3%, whichever is greater. Serves Grant, Wabash, Blackford, Jay, and Wells counties.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | 12-month introductory rate on new purchase transactions only; not valid on balance transfers or cash advances. Rate based on credit score. |
| Ongoing | 12.24%–17.99% | None | Post-introductory fixed rate ranging from 12.24% to 17.99% APR based on credit score. |
Sources (1)
- afenafcu.org/borrow/visa-rewards-card- · captured Oct 7, 2026
Who can join Afena Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Grant, Wabash, Blackford, Jay, or Wells counties in Indiana are eligible to join.
Employers and groups
- Employees of Afena's select employer groups are eligible to join.
Family and household
- Immediate family members of individuals who qualify under geographic or select employer group criteria and have an account with Afena are eligible to join.
Cost to join
- Opening a Share Savings account requires a minimum $5 deposit to join.
Membership information collected October 5, 2026.