Credit union · NCUA insured
Midwest Family Federal Credit Union Credit Card Rates
Midwest Family Federal Credit Union credit cards start at 9.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Midwest Family Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Midwest Family Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Midwest Family Federal Credit Union
9.00%APR
VISA Credit Card
Lowest rate
American Broadcast Employees FCU
6.99%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
Midwest Family Federal Credit Union credit card score
88
Credit card score
Higher than 81% of U.S. banks and credit unions
- Purchase APRPurchase APR9.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Midwest Family Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Low fixed annual percentage rate (APR). Risk based lending is used to determine specific rate. No annual fee, no balance transfer fees, and 25-day grace period for repayment for balance of purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.89% | None | Introductory APR of 1.89% for six months for new VISA card applicants. After that, reverts to regular APR of 9%, 11.5%, or 14% based on application. |
| Ongoing | 9.00% | None | Regular APR tier; risk based lending determines specific rate (9%, 11.5%, or 14%). |
| Ongoing | 11.50% | None | Regular APR tier; risk based lending determines specific rate. |
| Ongoing | 14.00% | None | Regular APR tier; risk based lending determines specific rate. |
Who can join Midwest Family Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Porter County, Indiana, as well as businesses and other legal entities in Porter County, Indiana, are eligible for membership.
Employers and groups
- Employees of Midwest Family FCU are eligible for membership.
Family and household
- Existing members of the credit union and their immediate family or household members are eligible for membership.
- Spouses of persons who died while in the field of membership are eligible for membership.
Other ways
- Volunteers in the community are eligible for membership.
Cost to join
- To become a member, an individual must purchase at least one share by depositing $5 into a share (savings) account, which is refundable upon relinquishing membership.
Membership information collected October 5, 2026.