Credit union · NCUA insured
Sterling United FCU Credit Card Rates
Top CarrotSterling United FCU credit cards start at 9.50% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Sterling United FCU’s credit card rates compare
Compared with banks and credit unions near Evansville, IN, where Sterling United FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Sterling United FCU
9.50%APR
Visa® Gold
2nd-lowest rate
Liberty FCU
9.75%APR
3rd-lowest rate
Evansville Federal Credit Union
9.90%APR
Sterling United FCU credit card score
87
Credit card score
Higher than 78% of U.S. banks and credit unions
- Purchase APRPurchase APR9.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Sterling United FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Classic
Rate based on creditworthiness. Minimum monthly payment is 3% of unpaid balance, minimum $25.00 per month. Maximum APR is 18%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00% | None | Standard APR as low as 14.00% based on creditworthiness. Minimum monthly payment is 3% of unpaid balance, minimum $25.00 per month. |
| Intro, 6 months | 0.00% | None | 0% Annual Percentage Rate (APR*) on balance transfers for the first six months. |
Sources (3)
All captured Oct 15, 2026
Visa® Gold
Rate based on creditworthiness. Minimum monthly payment is 3% of unpaid balance, minimum $25.00 per month. Maximum APR is 18%. Includes all Visa Classic card benefits.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.50% | None | Standard purchase and balance APR as low as 9.50% based on creditworthiness. Minimum monthly payment is 3% of unpaid balance, minimum $25.00 per month. |
| Intro, 12 months | 0.00% | None | 0% introductory APR on new purchases for new cardholders for the first 12 months. |
Sources (3)
All captured Oct 15, 2026
Who can join Sterling United FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in Posey, Vanderburgh, or Warrick County, Indiana, or Henderson County, Kentucky are eligible for membership.
Family and household
- Immediate family members (including children, parents, siblings, grandparents, grandchildren, and step relatives) of current members or of individuals who meet geographic eligibility criteria are eligible to join.
- Individuals who live in the same household as a current member are eligible for membership.
Cost to join
- A minimum share savings deposit of $5 is required for ownership, with no membership fee.
Membership information collected October 5, 2026.