Credit union · NCUA insured
REGIONAL federal credit union Credit Card Rates
REGIONAL federal credit union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How REGIONAL federal credit union’s credit card rates compare
Compared with banks and credit unions near Chicago, IL-IN, where REGIONAL federal credit union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
REGIONAL federal credit union
8.90%APR
Platinum with Rewards
Lowest rate
American Broadcast Employees FCU
6.99%APR
2nd-lowest rate
Chiphone Federal Credit Union
7.90%APR
REGIONAL federal credit union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where REGIONAL federal credit union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
Fixed rate. Credit limits up to $7,500. Rates are based on certain credit-worthiness criteria.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Fixed rate. Rates are based on certain credit-worthiness criteria; not all applicants will qualify. 100% of limit available for cash advances. Buy Now, Pay Later installment payment option available. |
Sources (1)
- regionalfcu.org/borrow/credit-cards · captured Oct 7, 2026
Platinum Basic
Fixed rate. Limits start at $100 up to $5,000. Rates are based on certain credit-worthiness criteria.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Fixed rate. Rates are based on certain credit-worthiness criteria; not all applicants will qualify. Limits start at $100 up to $5,000 available. Buy Now, Pay Later installment payment option available. |
Sources (1)
- regionalfcu.org/borrow/credit-cards · captured Oct 7, 2026
Platinum Elite
Fixed rate. Credit limits up to $10,000. Rates are based on certain credit-worthiness criteria.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed rate. Rates are based on certain credit-worthiness criteria; not all applicants will qualify. Earns Rewards points with every purchase. Buy Now, Pay Later installment payment option available. |
Sources (1)
- regionalfcu.org/borrow/credit-cards · captured Oct 7, 2026
Platinum with Rewards
Fixed rate. Credit limits up to $15,000. Rates are based on certain credit-worthiness criteria.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed rate. Rates are based on certain credit-worthiness criteria; not all applicants will qualify. Earns Rewards points with every purchase. Buy Now, Pay Later installment payment option available. |
Sources (1)
- regionalfcu.org/borrow/credit-cards · captured Oct 7, 2026
Who can join REGIONAL federal credit union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school or business in Lake and Porter Counties in Indiana.
Membership information collected October 5, 2026.