Credit union · NCUA insured
Chiphone Federal Credit Union Credit Card Rates
Chiphone Federal Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Chiphone Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Elkhart, IN, where Chiphone Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Chiphone Federal Credit Union
7.90%APR
- Up to
- —
Visa Platinum
2nd-lowest rate
Everence
8.90%APR
- Up to
- 16.90% APR
3rd-lowest rate
CommunityWide Federal Credit Union
10.74%APR
- Up to
- —
Chiphone Federal Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Chiphone Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Credit limit up to $7,500. 5-day grace period. All payments due the 18th of each month.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90%–17.90% | None | Rates vary according to qualifications. |
Visa Gold
Credit limit up to $12,500. 5-day grace period. All payments due the 18th of each month.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Rates vary according to qualifications. |
Visa Platinum
Credit limit up to $20,000. 5-day grace period. All payments due the 18th of each month.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Rates vary according to qualifications. |
Who can join Chiphone Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.