Credit union · NCUA insured
Evansville Federal Credit Union Credit Card Rates
Top CarrotEvansville Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Evansville Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Evansville, IN, where Evansville Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Evansville Federal Credit Union
9.90%APR
Visa Platinum
Lowest rate
Sterling United FCU
9.50%APR
2nd-lowest rate
Liberty FCU
9.75%APR
Evansville Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Evansville Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
No annual fee. Contactless card. Average daily balance method. Payments due 27th of every month. Grace period of at least 25 days on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 12.90% | None | Introductory APR for balance transfers for qualifying members, for 12 months. Loss of Introductory APR if 60 days late in making a payment. |
| Ongoing | 15.00% | None | Standard APR for balance transfers after introductory period or if not qualifying for introductory APR. |
| Ongoing | 15.00% | None | — |
Sources (2)
All captured Oct 5, 2026
Visa Platinum
No annual fee. Contactless card. Average daily balance method. Payments due 27th of every month. Grace period of at least 25 days on purchases. Includes Travel/Accidental Death and Dismemberment Insurance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 7.90% | None | Introductory APR for balance transfers for qualifying members for 12 months from posting date. Excludes existing EFCU balances. No balance transfer fee. Rate reverts to prevailing cash advance APR if payment is received late. |
| Ongoing | 9.90% | None | Standard APR for balance transfers after introductory period or if not qualifying for introductory APR. |
| Ongoing | 9.90% | None | — |
Sources (2)
All captured Oct 5, 2026
Visa Platinum Secured
Secured credit card. Average daily balance method. Payments due 27th of every month. Grace period of at least 25 days on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | — |
| Intro, 12 months | 7.90% | None | Introductory APR for balance transfers for qualifying members, for 12 months. Loss of Introductory APR if 60 days late in making a payment. |
Sources (1)
- evansvillefcu.org/home/lending/visa-credit-cards · captured Oct 5, 2026
Who can join Evansville Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, as well as businesses and other legal entities located in, Vanderburgh County (IN), Posey County (IN), Gibson County (IN), Warrick County (IN), or Henderson County (KY).
Family and household
- Membership is open to members of the immediate family or household of an existing member or existing member of a qualifying community.
- Membership is open to spouses of persons who died while within the field of membership of this credit union.
Other ways
- Membership is open to persons who were members of this credit union as of April 19, 2002.
- Membership is open to individuals who volunteer in the community.
Cost to join
- A $5 minimum balance in a savings (share) account is required for membership and voting privileges.
Membership information collected October 5, 2026.