Credit union · NCUA insured
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION Credit Card Rates
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION’s credit card rates compare
Compared with banks and credit unions near Kokomo, IN, where CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION
9.90%APR
VISA Platinum
Lowest rate
Haynes Community FCU
8.90%APR
3rd-lowest rate
Indiana Heartland FCU
9.90%APR
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
Rate is based on creditworthiness and risk-based lending policy. Up to $5,000 credit limit. 25-day grace period on purchases. Rates subject to change without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | None | APR as low as 12.50%. Up to $5,000 credit limit. No annual fee. 25-day grace period on purchases. |
VISA Platinum
Rate is based on creditworthiness and risk-based lending policy. Up to $10,000 credit limit. 25-day grace period on purchases. Rates subject to change without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | APR as low as 9.90%. Up to $10,000 credit limit. No annual fee. 25-day grace period on purchases. |
Sources (4)
All captured Oct 5, 2026
Who can join CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to anyone who lives, works, worships, attends school, or volunteers in Howard and Tipton Counties.
Family and household
- Membership is open to family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relationships) and household members (living in the same residence and maintaining a single economic unit) of existing members or primary potential members, regardless of location.
Cost to join
- Joining requires opening a regular savings account with an initial deposit and minimum balance of $5.00.
Membership information collected October 5, 2026.