Credit union · NCUA insured
Haynes Community FCU Credit Card Rates
Top CarrotHaynes Community FCU credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Haynes Community FCU’s credit card rates compare
Compared with banks and credit unions near Kokomo, IN, where Haynes Community FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Haynes Community FCU
8.90%APR
Platinum
2nd-lowest rate
CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNION
9.90%APR
3rd-lowest rate
Indiana Heartland FCU
9.90%APR
Haynes Community FCU credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Haynes Community FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic
All cards come standard with no hidden charges or annual fees. 25-day grace period on purchases (pay no interest if balance is paid in full within 25 days of the statement date). APR is based on creditworthiness at the time account is established.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Maximum loan amount: $5,000.00. Estimated payment: 3% of balance. 25-day grace period on purchases. |
Sources (1)
- haynesfcu.org/visa-cards · captured Oct 7, 2026
Gold
Rewards card. All cards come standard with no hidden charges or annual fees. 25-day grace period on purchases (pay no interest if balance is paid in full within 25 days of the statement date). APR is based on creditworthiness at the time account is established.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Maximum loan amount: $10,000.00. Estimated payment: 3% of balance. 25-day grace period on purchases. |
Sources (1)
- haynesfcu.org/visa-cards · captured Oct 7, 2026
Platinum
Rewards card. All cards come standard with no hidden charges or annual fees. 25-day grace period on purchases (pay no interest if balance is paid in full within 25 days of the statement date). APR is based on creditworthiness at the time account is established.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Maximum loan amount: $5,000.00 - $15,000.00. Estimated payment: 3% of balance. 25-day grace period on purchases. |
Sources (1)
- haynesfcu.org/visa-cards · captured Oct 7, 2026
Who can join Haynes Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Howard County.
- Membership is open to individuals who live, work, worship, or attend school in Tipton County.
Family and household
- Membership is open to family members of existing Haynes Community members.
Membership information collected October 5, 2026.