Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 451–465 results
- HawaiiUSA FCU13-Month Educator Share CertificateCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.40%APY$478 over 13 months on $10,000Requirements
Product: Available to all current employees (grades Pre-K through College) of a Hawaii school or educational system. Proof of employment required. Specialty schools excluded. Quarterly dividends.
Offer: Earn quarterly dividends; paid out quarterly. Exclusive Educator rate.
Rate checked
More details - North Shore BankCertificates of DepositCD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.40%APY$478 over 13 months on $10,000intro rateRequirements
Product: Fixed rate of return. Minimum deposit required to open is $1,000. Online opening available for existing North Shore Bank customers.
Offer: Promotional CD rate. Interest compounds quarterly.
Promotional rate · 4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - Local BankCertificate of DepositCD · 13 months · $2,500 min
Bank · Add a location to see nearby branches
4.40%APY$478 over 13 months on $10,000intro rateRequirements
Product: CDs must have a minimum opening balance of $2,500. Maximum deposit is $250,000 per CD. Offer subject to change without notice.
Offer: Promo offer is available for new money or maturities only. This promotional rate is available for a limited time and may not be combined with any other rate promotion, special pricing, discount, or incentive. Eligibility requirements apply. Offer subject to change without notice. Rates may change at any time. Fees may reduce earnings.
Promotional rate · 4.33% interest rate · Balance cap $250,000
Rate checked
More details - Bankers TrustBankers Trust Certificate of Deposit (CD)CD · 13 months · $1,000 min
Bank · Add a location to see nearby branches
4.40%APY$478 over 13 months on $10,000Requirements
Product: $1,000 minimum deposit to open ($500 for savers under age 18). Penalty for early withdrawal. Rates vary by Benefits Banking Loyalty Program tier (Base, Bronze, Silver, Gold, Platinum).
Offer: Loyalty Program Platinum Tier (Base + 0.50% IR)
Effective Oct 9, 2026
Rate checked
More details - Commercial Savings BankCD SpecialCD · 13 months · $1,000 min · 4.15%–4.45% by balance
Bank · Add a location to see nearby branches
4.40%APY$478 over 13 months on $10,000Requirements
Product: Interest rate is locked when account is opened. Penalty may be imposed for early withdrawal.
Offer: Non-Renewable
4.11% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for CD Special Balance APY $1,000 – $9,999 4.15% $10,000 – $99,999Your amount 4.40% $100,000 and up 4.45% Rate checked
More details - CoVantage Credit UnionShare CertificatesCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.40%APY$478 over 13 months on $10,000Requirements
Product: Dividends compounded and paid quarterly. A penalty may be imposed for early withdrawal of funds. Terms range from 3 months to 5 years.
Offer: MaxYield Rate
4.33% interest rate · Effective Oct 5, 2026
Rate checked
More details - Texas Trust Credit UnionFeatured Promo CDCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.40%APY$553 over 15 months on $10,000intro rateRequirements
Product: Membership required. Must maintain a primary share account with a $5 balance. 50% of the balance must be new money deposited to the credit union within the last 30 days.
Offer: 50% of the balance must be new money deposited to the credit union within the last 30 days. At maturity, renews at the current 1-year term and rate.
Promotional rate · Effective Oct 5, 2026
Rate checked
More details - Firefighters Credit UnionShare CertificatesCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.40%APY$553 over 15 months on $10,000Requirements
Product: Rates subject to change without notice. Annual Percentage Yields are based on dividends remaining on the certificate. Penalty may be applied for early withdrawal. Membership open to eligible persons living/working in specified WI/MN counties or eligible employee/family groups.
4.31% interest rate · Effective Oct 22, 2026
Rate checked
More details - Alltrust Credit UnionShare CertificatesCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.40%APY$553 over 15 months on $10,000intro rateRequirements
Product: Minimum balance required to open account as well as to obtain advertised Annual Percentage Yield (APY). Special certificates are not to be combined with any other offer. Penalty for early withdrawal. Fees could reduce earnings. Dividends compounded monthly. Additional deposits not allowed.
Offer: Special certificate; not to be combined with any other offer. Dividends compounded monthly. Penalty for early withdrawal. Fees could reduce earnings.
Promotional rate · 4.31% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - Commercial State BankCertificates of DepositCD · 15 months · $1,000 min
Bank · Add a location to see nearby branches
4.40%APY$553 over 15 months on $10,000Requirements
Product: Penalty for Early Withdrawal.
Offer: Special Certificate of Deposit. Interest Compounded Quarterly
4.33% interest rate · Compounded quarterly · Effective Apr 28, 2026
Rate checked
More details - Andrews Federal Credit UnionSpecial 15-Month Share CertificateCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.40%APY$553 over 15 months on $10,000with conditionsRequirements
Product: Must be opened with existing maturing Andrews Federal share certificate funds or must be new money, not currently vested within the Credit Union. Maximum balance allowed is $250,000. Limited time offer. At maturity, all 15-Month Share Certificates automatically renew to a 12-Month share certificate. No penalties apply for early withdrawal. Dividends compounded and credited quarterly.
Offer: Minimum of $500 to open and maintain account as well as earn the advertised APY; maximum balance $250,000. Must be opened with existing maturing Andrews Federal share certificate funds or new money. Limited time offer. No penalties apply for early withdrawal. At maturity, automatically renews to a 12-Month share certificate.
Qualified rate · 4.33% interest rate · Balance cap $250,000
Rate checked
More details - Neighborhood Credit Union15-Month CD SpecialCD · 15 months · $10,000 min
Credit union · Add a location to see nearby branches
4.40%APY$553 over 15 months on $10,000intro rateRequirements
Product: Limited-time special. Must be opened with new funds (from an outside source) not currently on deposit with Neighborhood Credit Union nor withdrawn within the last 14 days of promotional start date. Not offered on IRAs. At maturity, converts and renews as a standard 12-Month CD. Early withdrawal penalty applies.
Offer: Fixed rate for 15-month term. Requires $10,000 minimum opening deposit of new money. Interest compounded daily.
Promotional rate · 4.31% interest rate · Compounded daily · Effective Sep 16, 2026
Rate checked
More details - NY TEAM Federal Credit UnionCertificateCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.40%APY$553 over 15 months on $10,000Requirements
Product: Restricting each member to purchasing certificates (CDs) worth a maximum of $100,000. Early withdrawal penalties apply. Interest compounds daily and is posted monthly.
Offer: New money only special
4.22% interest rate
Rate checked
More details - Bridge Credit Union15-Month CDCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.40%APY$553 over 15 months on $10,000with conditionsRequirements
Product: Money currently deposited at Bridge CU is eligible for deposit into this promotional certificate when a matching, or greater sum of new money is deposited at the same time (funds not deposited at Bridge CU in the last 6 months). Automatically renews to a 12-month term at maturity.
Offer: To receive ConnectMORE APY, member must be in the ConnectMORE Royal Rewards program. Money currently deposited at Bridge CU requires a dollar-for-dollar matching or greater sum of new money deposited at the same time. Automatically renews to a 12-month term at maturity.
Qualified rate
Rate checked
More details - Cloverbelt Credit UnionCertificatesCD · 15 months · $5,000 min
Credit union · Add a location to see nearby branches
4.40%APY$553 over 15 months on $10,000Requirements
Product: Certificates may have penalty imposed for early withdrawal. Rates subject to change without notice. Minimum balance requirements vary by term and tier.
4.33% interest rate · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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- Synchrony BankBank