Credit union · NCUA insured
Firefighters Credit Union
A $130.7M credit union headquartered in Onalaska, WI, with 4,919 members and 3 branches in Wisconsin. Best rates: CDs 4.15% and savings 1.20% APY.
Firefighters Credit Union Carrot Score
83
Carrot Score
Higher than 64% of U.S. banks and credit unions
#11 of 23 in La Crosse, WI-MN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Firefighters Credit Union
Founded in 1931, Firefighters Credit Union is a member-owned financial cooperative based in Wisconsin.
The credit union operates three branch locations in La Crosse, Onalaska, and Holmen, serving the surrounding 7 Rivers Region.
- Headquarters
- 2707 Midwest Dr, Onalaska, WI 54650-6758
- NCUA charter
- 66423
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in specified Minnesota counties.
- Membership is open to individuals who live or work in specified Wisconsin counties.
Employers and groups
- Membership is open to licensed real estate agents servicing the area within a 50-mile radius of La Crosse.
- Membership is open to employees of USA Securities.
Military, government and schools
- Membership is open to employees of an Emergency Protective Service Agency within the servicing area of La Crosse.
Family and household
- Membership is open to immediate family members of eligible individuals.
1 more way to join
Family and household
- Membership is open to relatives of eligible individuals living in the same household.
Branches
3 branches in Wisconsin
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Wisconsin
3 branches
- 2707 Midwest DriveMain office2707 Midwest Dr, Onalaska, WI 54650Directions
- 510 Amy Dr510 Amy Dr, Holmen, WI 54636Directions
- 525 5th Ave S525 5th Ave S, La Crosse, WI 54601Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.12% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.57% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.36% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $101 | $76 | — |
- CapitalNet worth ratio16.12%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.57%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.36%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$101Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Firefighters Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.