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Bank · FDIC insured

Commercial State Bank CD Rates

Top Carrot, Carrot Score 87Top Carrot

Commercial State Bank’s best CD rate is 4.40% APY on a 15-month CD. Terms run from 6 months to 4 years. Rates checked October 22, 2026.

How Commercial State Bank’s CD rates compare

Compared with banks and credit unions near Omaha, NE-IA, where Commercial State Bank has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 87

    This bank’s best

    Commercial State Bank

    4.40%APY

    Term
    15 months
    Minimum
    $1,000
    Earns on $10,000
    $553

    Certificates of Deposit

  • Top Carrot, Carrot Score 92

    Top rate

    Metro Credit Union

    4.55%APY

    Term
    25 months
    Minimum
    $500
    Earns on $10,000
    $971

    Metro Credit Union rates

  • 2nd-highest rate

    First Westroads Bank

    4.55%APY

    Term
    48 months
    Minimum
    $500
    Earns on $10,000
    $1,948

    First Westroads Bank rates

Compare CD rates near you →

Commercial State Bank CD score

89

CD score

Higher than 86% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.00%
  • 9–15 months9–15 mo4.40%
  • 16–30 months16–30 mo3.00%
  • 31–60 months31–60 mo3.25%
  • QualifiedQualified4.40%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Commercial State Bank ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
← Commercial State Bank overview