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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Lincoln, NE metro

  1. Top Carrot, Carrot Score 96
    Cornhusker BankCertificates of DepositCD · 48 months · $1,000 min

    Bank · 8 branches

    4.46%APY$1,907 over 48 months on $10,000
  2. Associated BankStandard Term CDCD · 13 months · $5,000 min

    Bank · 1 branch

    4.40%APY$478 over 13 months on $10,000
  3. Top Carrot, Carrot Score 88
    Union Bank & TrustCertificates of DepositCD · 24 months · $1,000 min

    Bank · 20 branches

    4.40%APY$899 over 24 months on $10,000intro rate
  4. LPS Employees Federal Credit UnionShare Certificates (CD)CD · 30 months

    Credit union · 1 branch

    4.33%APY$1,118 over 30 months on $10,000
  5. Nebraska BankCertificates of Deposit (CDs)CD · 48 months · $500 min

    Bank · 1 branch

    4.30%APY$1,834 over 48 months on $10,000
  6. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 5 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  7. Exchange Bank12 Month CD SpecialCD · 12 months · $2,500 min

    Bank · 1 branch

    4.25%APY$425 over 1 year on $10,000
  8. Exchange Bank6 Month CD SpecialCD · 6 months · $2,500 min

    Bank · 1 branch

    4.20%APY$208 over 6 months on $10,000intro rate
  9. Security First BankTraditional Time Deposit AccountsCD · 24 months · $1,000 min

    Bank · 3 branches

    4.16%APY$849 over 24 months on $10,000
  10. Nebraska State Employees Credit UnionShare CertificatesCD · 15 months · $500 min

    Credit union · 1 branch

    4.11%APY$516 over 15 months on $10,000
  11. Nebraska State Employees Credit UnionCD SpecialCD · 15 months · $500 min

    Credit union · 1 branch

    4.11%APY$516 over 15 months on $10,000intro rate
  12. Top Carrot, Carrot Score 88
    Cobalt Credit UnionCertificateCD · 6 months · $1,000 min · 4.10%–4.20% by balance

    Credit union · 1 branch

    4.10%APY$203 over 6 months on $10,000with conditions
  13. City Bank & Trust Co.Certificates of DepositCD · 13 months · $10,000 min

    Bank · 4 branches

    4.10%APY$445 over 13 months on $10,000
  14. Exchange Bank24 Month CD SpecialCD · 24 months · $2,500 min

    Bank · 1 branch

    4.10%APY$837 over 24 months on $10,000
  15. West Gate BankCertificates of DepositCD · 12 months · $1,000 min · 4.06%–4.34% by balance

    Bank · 6 branches

    4.06%APY$406 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Lincoln, NE metro

382 CDs at 29 banks and credit unions · checked Oct 16–22

Typical
2.25%
Top 10% from
4.11%
Banks, typical
1.83%
Credit unions, typical
2.95%

Is your bank paying you enough?

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Lincoln, NE metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Cornhusker BankBank · 8 branches
  2. Cobalt Credit UnionCredit union · 1 branch
  3. Union Bank & TrustBank · 20 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate