Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1336–1350 of 3,421 results
- Provident Credit UnionFixed Rate CertificateCD · 60 months · $1,000 min · 3.30%–3.40% by balance
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Must open a Membership Savings Account prior to opening. Age 18 and up or have a joint owner. Early withdrawal penalties apply.
3.25% interest rate
Rate by balance
Rate by balance for Fixed Rate Certificate Balance APY $1,000 and upYour amount 3.30% $50,000 and up 3.35% $100,000 and up 3.40% Rate checked
More details - High Desert Community Credit UnionCertificate of DepositCD · 60 months
Credit union · Add a location to see nearby branches
3.30%APY$1,762 over 60 months on $10,0003.25% interest rate · Effective Oct 17, 2025
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More details - Actors Federal Credit UnionCertificate AccountCD · 60 months
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000intro rateRequirements
Product: A minimum deposit of $500 is required for standard and 11-month special certificates. Early withdrawal penalty applies and reduces earnings. Federally insured up to $250,000 by NCUA.
Promotional rate · 3.25% interest rate · Effective Oct 20, 2026
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More details - Minnesota FirstStandard Certificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Maximum certificate amount of $100,000. Interest compounded/credited at maturity for terms under 12 months, quarterly for 12 months or longer. Early withdrawal penalty applies (full certificate amount must be withdrawn).
Rate checked
More details - Horizon Credit UnionShare Certificates (CDs)CD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Minimum deposit of $500 required to open a certificate of deposit. Investment account for 6-month to 60-month term. Quarterly interest compounded or deposited into a share or checking account. Automatically renewable with a 10-day grace period. Early withdrawal penalty of 90 days interest for maturity 12 months or less, or 180 days interest for maturity over 12 months. $25 to start a membership account.
Offer: $500 minimum deposit required. Certificate of Deposit Rates are subject to change daily.
3.25% interest rate · Effective Oct 20, 2026
Rate checked
More details - UMassFiveBump-up Rate Term DepositsCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000intro rateRequirements
Product: Minimum balance $500. Rate may be adjusted once during the term to the posted rate currently in effect with a maximum increase up to 2.00% above initial rate and maximum dividend rate of 5.00%. If Co-op Points were used at opening, the rate advantage continues upon bump. Penalties for early withdrawal apply (6 months interest).
Promotional rate · 3.25% interest rate · Effective Aug 3, 2026
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More details - First National Bank of WaterlooCertificate of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Interest compounded and credited quarterly. Penalty may be imposed for early withdrawal. $1,000 minimum balance required to obtain APY.
3.25% interest rate · Effective Oct 16, 2026
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More details - Fisher National BankCertificate of Deposit (CDs)CD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Must come in to bank to complete account opening process. Substantial penalty for early withdrawal.
Offer: Interest Compounded Quarterly; 12 Month Interest Penalty
3.25% interest rate · Compounded quarterly · Effective Oct 16, 2026
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More details - Ukrainian Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Minimum deposit is $500. Membership subject to eligibility. Early withdrawal penalty applies to principal; dividends earned may be withdrawn at any time without penalty. Dividends are compounded and credited quarterly.
3.25% interest rate · Effective Oct 9, 2026
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More details - Commercial BankPersonal Certificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Fixed rate paid until maturity date. Minimum opening balance of $1,000. Interest compounded and credited quarterly (credited at maturity if term is less than three months). Daily balance method used to calculate interest. Automatically renewable with a 10-day grace period for terms over 14 days, and 1-day grace period for 14-day terms. Early withdrawal penalty applies: 1 month of interest for terms 14-90 days, 3 months of interest for terms 91 days to 1 year, and 6 months of interest for terms greater than 1 year.
Offer: Term: 5 Year.
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Community Powered Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Fixed dividend rate and APY for the term of the account. Dividends compounded and credited monthly; calculated using the Average Daily Balance method. No additional deposits permitted after opening. Automatically renewable with a 10-day grace period after maturity. Early withdrawal penalty applies: 90 days' dividends for terms of 12 months or less, 180 days' dividends for terms of 12 to 36 months, and 365 days' dividends for terms greater than 36 months.
Effective Oct 5, 2026
Rate checked
More details - The Peoples Bank Co.Certificate of DepositCD · 60 months · $500 min · 3.03%–3.29% by balance
Bank · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,0003.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 – $5,000 3.03% $5,000 and upYour amount 3.29% Rate checked
More details - Columbia Credit UnionCertificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Dividends are fixed for the term, paid quarterly, and determined monthly. Minimum deposit is $500.00. Early withdrawal penalties apply.
Effective Oct 5, 2026
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More details - Koin Credit UnionTerm CertificatesCD · 60 months
Credit union · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000Requirements
Product: Certificate rates are reviewed on a weekly basis and can change without notice.
3.25% interest rate · Effective Sep 28, 2026
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More details - First Federal Savings BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.29%APY$1,757 over 60 months on $10,000intro rateRequirements
Product: Rates subject to change without notice. A penalty will be imposed for early withdrawal.
Offer: 5 Year special. Minimum balance to open and earn APY is $500. Penalty for early withdrawal.
Promotional rate · Effective Oct 1, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,421 CDs at 3,040 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Popular DirectBank