Bank · FDIC insured
Fisher National Bank CD Rates
Fisher National Bank’s best CD rate is 3.29% APY on a 30-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Fisher National Bank’s CD rates compare
Compared with banks and credit unions near Champaign, IL, where Fisher National Bank has the most branches. $10,000, best rate first.
This bank’s best
Fisher National Bank
3.29%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $843
Certificate of Deposit (CDs)
Top rate
Longview Community Bank
4.70%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $591
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Fisher National Bank CD score
72
CD score
Higher than 32% of U.S. banks and credit unions
- 3–8 months3–8 mo2.53%
- 9–15 months9–15 mo3.03%
- 16–30 months16–30 mo3.29%
- 31–60 months31–60 mo3.29%
- QualifiedQualified3.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fisher National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CDs)
Up to 3.29%APY · 9 terms
Must come in to bank to complete account opening process. Substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest Paid at maturity; 3 Month Interest Penalty | 2.02% | $50 |
| 6 monthsInterest Compounded Quarterly; 3 Month Interest Penalty | 2.53% | $126 |
| 12 monthsInterest Compounded Quarterly; 3 Month Interest Penalty | 3.03% | $303 |
| 18 monthsInterest Compounded Quarterly; 6 Month Interest Penalty | 3.14% | $475 |
| 24 monthsInterest Compounded Quarterly; 6 Month Interest Penalty | 3.14% | $638 |
| 30 monthsInterest Compounded Quarterly; 6 Month Interest Penalty | 3.29% | $843 |
| 36 monthsInterest Compounded Quarterly; 6 Month Interest Penalty | 3.29% | $1,020 |
| 48 monthsInterest Compounded Quarterly; 12 Month Interest Penalty | 3.29% | $1,382 |
| 60 monthsInterest Compounded Quarterly; 12 Month Interest Penalty | 3.29% | $1,757 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Rates
Up to 3.29%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.53% | $126 |
| 12 months | 3.03% | $303 |
| 18 monthsFixed | 3.14% | $475 |
| 24–30 months | 3.24% | $658 |
| 36–48 months | 3.29% | $1,020 |
Sources (1)
- fishernational.com/rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.