Credit union · NCUA insured
Columbia Credit Union CD Rates
Columbia Credit Union’s best CD rate is 3.29% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Columbia Credit Union’s CD rates compare
Compared with banks and credit unions near Tampa, FL, where Columbia Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Columbia Credit Union
3.29%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,757
Certificate of Deposit
Top rate
Raymond James Bank
5.25%APY
- Term
- 60 months
- Minimum
- $2,000
- Earns on $10,000
- $2,915
2nd-highest rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
Columbia Credit Union CD score
71
CD score
Higher than 29% of U.S. banks and credit unions
- 3–8 months3–8 mo2.30%
- 9–15 months9–15 mo2.37%
- 16–30 months16–30 mo3.23%
- 31–60 months31–60 mo3.29%
- QualifiedQualified3.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Columbia Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.29%APY · 8 terms
Dividends are fixed for the term, paid quarterly, and determined monthly. Minimum deposit is $500.00. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.29% | $32 |
| 6 months | 2.30% | $114 |
| 12 months | 2.37% | $237 |
| 18 months | 2.42% | $365 |
| 24 months | 3.23% | $656 |
| 36 months | 3.09% | $956 |
| 48 months | 3.19% | $1,338 |
| 60 months | 3.29% | $1,757 |
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.23%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.29% | $32 |
| 6 months | 2.30% | $114 |
| 12 months | 2.37% | $237 |
| 18 months | 2.42% | $365 |
| 24 months | 3.23% | $656 |
| 36 months | 3.09% | $956 |
| 48 months | 3.19% | $1,338 |
Sources (1)
- como-cu.com/deposit-rates · captured Oct 5, 2026
Who can join Columbia Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Boone County, Missouri are eligible for membership.
Family and household
- Close relatives and household minors of existing members are eligible for membership.
Cost to join
- Membership requires maintaining a minimum balance of one share ($0.01) in the primary account.
Membership information collected October 4, 2026.