Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1231–1245 of 4,164 results
- Midwest Coalition of Labor Credit Union (MCL)36 Month CDCD · 36 months · $1,000 min · 2.75%–3.75% by balance
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Rates on all certificates are subject to change monthly. Ninety (90) day interest penalty on redeeming any certificate before maturity. May be subject to penalty and taxation.
Offer: Minimum deposit $1,000.
2.75% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for 36 Month CD Balance APY $1,000 and up 2.75% $10,000 and upYour amountMinimum deposit $10,000. 3.50% $50,000 and upMinimum deposit $50,000. 3.75% Rate checked
More details - Texans Credit UnionCertificate AccountCD · 36 months · $500 min · 3.50%–3.70% by balance
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Membership Required. Daily balance method used to calculate interest. Interest compounded and credited monthly. Paid rate disclosed for entire term. Automatically renews with 10 calendar days grace period. If balance on a $100,000 or more Certificate Account falls below minimum balance requirements, automatically renews at applicable APY for same term. Early withdrawal penalties may apply.
3.45% interest rate · Effective Feb 23, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 – $100,000Your amount 3.50% $100,000 and up 3.70% Rate checked
More details - Neches Federal Credit UnionCertificatesCD · 36 months · $1,000 min · 3.50%–3.80% by balance
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Offer: $1,000 minimum balance
3.44% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.50% $100,000 and up100,000 minimum balance 3.80% Rate checked
More details - Telco Plus Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Membership in Telco Plus Credit Union is required. Dividend rate is fixed for the term after opening. A penalty is imposed for early withdrawal.
Offer: 180-day penalty for early withdrawal.
3.45% interest rate · Effective Sep 1, 2026
Rate checked
More details - Public Safety Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Minimum required deposit is $500. Penalties apply for early withdrawal. Rates vary based on member relationship with the Credit Union and include all available bonuses.
Offer: Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
3.44% interest rate · Effective Jul 10, 2026
Rate checked
More details - KC Unidos Federal Credit UnionShare Certificate of DepositCD · 36 months
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Low minimum deposit; terms from three months to five years; dividends paid quarterly; automatic renewals; may be used as collateral for loans.
3.50% interest rate
Rate checked
More details - Modesto's FirstShare CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Dividends paid quarterly on the last day of each quarter. Early withdrawal penalties apply (for qualifying period of one year or less, forfeit 90 days dividends on amount withdrawn; for more than one year, forfeit 180 days dividends).
Offer: Dividends paid quarterly.
3.46% interest rate · Effective May 1, 2026
Rate checked
More details - Los Angeles Police Federal Credit UnionTerm Share CertificatesCD · 36 months · $500 min · 3.50%–3.60% by balance
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000intro rateRequirements
Product: Deposits are federally insured up to $250,000 by NCUA. Available to sworn and civilian law enforcement personnel and family members in Southern California.
Offer: Includes 0.25% Ultimate tier dividend rate bonus through Relationship Rewards Program. Early withdrawal penalties may apply.
Promotional rate · Effective Mar 2, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $500 – $49,999Your amount 3.50% $50,000 – $99,999Jumbo tier. 3.55% $100,000 and upSuper Jumbo tier. 3.60% Rate checked
More details - Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000with conditionsRequirements
Product: Membership eligibility required. Early withdrawal subject to substantial penalty. Extra Direct Deposit (DDEP) bonus of 0.25% available for regular terms 36 months and longer with $1,000+ monthly direct deposit into FIGFCU Checking.
Offer: Requires qualifying monthly Direct Deposit (DDEP) of $1,000+ into FIGFCU Checking Account.
Qualified rate · Effective Oct 1, 2024
Rate checked
More details - Roswell CUCertificate of Deposit (CD)CD · 36 months · $2,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,0003.50% interest rate
Rate checked
More details - Hawaiian Electric Employees FCUShare CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000intro ratePromotional rate · 3.50% interest rate
Rate checked
More details - Hawaii County Employees FCUShare Certificate AccountCD · 36 months · $2,500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Minimum opening deposit of $2,500.00. Not automatically renewable; account balance transfers to another account upon maturity. Dividends credited monthly. Additional deposits not allowed. Early withdrawal penalties apply.
3.50% interest rate · Effective Jan 23, 2026
Rate checked
More details - Montana Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Requires $25 in Member Savings account. Photo ID required to open. No maintenance fees. Early withdrawal penalties apply (less than 1 year = 91 days' dividends; 1-3 years = 182 days' dividends; >3 years = 365 days' dividends).
Offer: No minimum balance required to earn stated APY. Early withdrawal penalties apply.
3.45% interest rate · Effective Sep 9, 2026
Rate checked
More details - Maple Federal Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,086 over 36 months on $10,000Requirements
Product: Dividends compounded quarterly. Early withdrawal penalties may be up to 90 days dividends depending on certificate term.
3.45% interest rate · Compounded quarterly · Effective Oct 19, 2026
Rate checked
More details - Consumers Professional Credit UnionCertificates of DepositCD · 36 months · $1,000 min · 3.50%–3.60% by balance
Credit union · Add a location to see nearby branches
3.50%APY$1,086 over 36 months on $10,000Requirements
Product: Dividends are compounded quarterly and paid quarterly. A penalty may be imposed for early withdrawals. Fees may reduce earnings on accounts.
Offer: Dividends compounded quarterly and paid quarterly. Early withdrawal penalty may apply.
3.45% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $49,999Your amount 3.50% $50,000 and up 3.60% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,164 CDs at 3,670 banks and credit unions · checked Oct 22–25
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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